Australia vs Bahamas: Interest rate spread

Australia
3.5%
in 2019
Bahamas
3.7%
in 2025
Australia rank
92nd
Bahamas rank
91st

Interest rate spread over time

  • Australia
  • Bahamas
-2024198120032025

How they compare

Bahamas currently reports 3.7% against 3.5% in Australia, a difference of 0.2%.

The two have swapped places 2 times across 35 shared years of data; in 1985 it was Bahamas ahead.

Australia ranks 92nd and Bahamas ranks 91st of 141 countries.

Across the 4 decades both report, Australia averaged higher in 3 and Bahamas in 1.

Head to head by decade

Decade Australia Bahamas Difference Ahead
1980s -0.8% 3.3% 4.1% Bahamas
1990s 2.7% 2.0% 0.7% Australia
2000s 3.3% 1.9% 1.3% Australia
2010s 3.2% 3.1% 0.1% Australia

Averages of every year both report within each decade.

Frequently asked questions

Which has higher interest rate spread, Australia or Bahamas?
Bahamas, at 3.7% against 3.5% in Australia as of 2025.
What is the difference in interest rate spread between Australia and Bahamas?
0.2%, with Bahamas ahead.
How many years of comparable data are there for Australia and Bahamas?
35 years are reported by both, from 1985 to 2019.
How do Australia and Bahamas rank globally for interest rate spread?
Australia ranks 92nd and Bahamas ranks 91st of 141 countries.
Where does this data come from?
International Financial Statistics database, International Monetary Fund (IMF), published as Interest rate spread (lending rate minus deposit rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Australia vs Bahamas: Interest rate spread. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 13 September 2026, from https://financial-sector.statizoid.com/compare/interest-rate-spread-lending-rate-minus-deposit-rate-percent/australia/bahamas-the/

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About this data

Indicator
Interest rate spread (lending rate minus deposit rate, %)
Unit
lending rate minus deposit rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
181 places, 5,163 data points, 1967–2025
Last refreshed

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.