Interest rate spread in Bahamas
Bahamas: Interest rate spread was 3.7% in 2025. ▲ Rising
Interest rate spread in Bahamas, 1985–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.
Analysis
The most recent figure for interest rate spread in Bahamas is 3.7%, measured in 2025.
That represents a change of down 1.3% on the previous year and up 9.4% over ten years.
Over the whole period, interest rate spread in Bahamas peaked at 3.9% in 1985 and was at its lowest, 1.4%, in 1998.
That places Bahamas 91st out of 141 countries with data for 2025, putting it in the middle of the range.
The long-run direction has been consistently rising across the 41 years of available data.
Interest rate spread in Bahamas, year by year
| Year | lending rate minus deposit rate, % | Change |
|---|---|---|
| 1985 | 3.9% | — |
| 1986 | 3.7% | -6.5% |
| 1987 | 3.5% | -4.9% |
| 1988 | 3.0% | -13.4% |
| 1989 | 2.5% | -16.9% |
| 1990 | 2.4% | -3.5% |
| 1991 | 2.1% | -14.2% |
| 1992 | 1.9% | -6.4% |
| 1993 | 2.3% | +16.3% |
| 1994 | 2.6% | +13.5% |
| 1995 | 2.6% | -0.8% |
| 1996 | 1.6% | -36.8% |
| 1997 | 1.5% | -5.7% |
| 1998 | 1.4% | -8.8% |
| 1999 | 1.8% | +29.9% |
| 2000 | 1.9% | +6.6% |
| 2001 | 1.8% | -8.7% |
| 2002 | 1.7% | -0.3% |
| 2003 | 2.1% | +17.3% |
| 2004 | 2.2% | +6.1% |
| 2005 | 2.3% | +6.6% |
| 2006 | 2.1% | -7.6% |
| 2007 | 1.8% | -15.5% |
| 2008 | 1.6% | -12.7% |
| 2009 | 1.7% | +8.8% |
| 2010 | 2.1% | +19.9% |
| 2011 | 2.4% | +18.0% |
| 2012 | 2.7% | +12.7% |
| 2013 | 3.1% | +12.1% |
| 2014 | 3.3% | +8.6% |
| 2015 | 3.3% | +0.4% |
| 2016 | 3.5% | +4.9% |
| 2017 | 3.3% | -7.2% |
| 2018 | 3.4% | +4.7% |
| 2019 | 3.7% | +7.4% |
| 2020 | 3.8% | +3.7% |
| 2021 | 3.7% | -1.8% |
| 2022 | 3.7% | +0.1% |
| 2023 | 3.7% | -0.6% |
| 2024 | 3.7% | -0.1% |
| 2025 | 3.7% | -1.3% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 3.3% | 2.5% | 3.9% | 5 |
| 1990s | 2.0% | 1.4% | 2.6% | 10 |
| 2000s | 1.9% | 1.6% | 2.3% | 10 |
| 2010s | 3.1% | 2.1% | 3.7% | 10 |
| 2020s | 3.7% | 3.7% | 3.8% | 6 |
Countries ranked near Bahamas
More financial sector data for Bahamas
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0016 units per US$ of GDP (2024)
- Reserve position in the IMF, US dollar, per capita 65.53 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0012 units per US$ of GDP (2024)
- Reserve position in the IMF, SDR, per capita 47.85 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0016 units per US$ of GDP (2024)
- Reserve tranche position, US dollar, per capita 65.53 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is interest rate spread in Bahamas?
- Interest rate spread in Bahamas was 3.7% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest interest rate spread recorded in Bahamas?
- The highest recorded value was 3.9% in 1985.
- What is the lowest interest rate spread recorded in Bahamas?
- The lowest recorded value was 1.4% in 1998.
- How does Bahamas rank for interest rate spread?
- Bahamas ranks 91st out of 141 countries with data for 2025.
- Is interest rate spread rising or falling in Bahamas?
- Over the last ten years it is up 9.4%. The long-run trend across the full record is rising.
- Where does this Bahamas data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.
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About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.