Democratic Republic of Congo vs Sub-Saharan Africa (excluding high income): Interest rate spread

Democratic Republic of Congo
17.6%
in 2021
Sub-Saharan Africa (excluding high income)
8.0%
in 2020
Democratic Republic of Congo rank
7th
Sub-Saharan Africa (excluding high income) rank
8th

Interest rate spread over time

  • Democratic Republic of Congo
  • Sub-Saharan Africa (excluding high income)
1020304050200520132021

How they compare

Democratic Republic of Congo currently reports 17.6% against 8.0% in Sub-Saharan Africa (excluding high income), a difference of 9.6%.

That makes Democratic Republic of Congo's figure about 2.2 times Sub-Saharan Africa (excluding high income)'s.

Across all 14 years both countries report, Democratic Republic of Congo has been ahead every year.

Democratic Republic of Congo ranks 7th and Sub-Saharan Africa (excluding high income) ranks 8th of 141 countries.

Democratic Republic of Congo has averaged higher in every one of the 3 decades both report.

Head to head by decade

Decade Democratic Republic of Congo Sub-Saharan Africa (excluding high income) Difference Ahead
2000s 39.1% 7.1% 32.0% Democratic Republic of Congo
2010s 20.9% 7.6% 13.4% Democratic Republic of Congo
2020s 19.8% 8.0% 11.8% Democratic Republic of Congo

Averages of every year both report within each decade.

Frequently asked questions

Which has higher interest rate spread, Democratic Republic of Congo or Sub-Saharan Africa (excluding high income)?
Democratic Republic of Congo, at 17.6% against 8.0% in Sub-Saharan Africa (excluding high income) as of 2021.
What is the difference in interest rate spread between Democratic Republic of Congo and Sub-Saharan Africa (excluding high income)?
9.6%, with Democratic Republic of Congo ahead.
How many years of comparable data are there for Democratic Republic of Congo and Sub-Saharan Africa (excluding high income)?
14 years are reported by both, from 2007 to 2020.
How do Democratic Republic of Congo and Sub-Saharan Africa (excluding high income) rank globally for interest rate spread?
Democratic Republic of Congo ranks 7th and Sub-Saharan Africa (excluding high income) ranks 8th of 141 countries.
Where does this data come from?
International Financial Statistics database, International Monetary Fund (IMF), published as Interest rate spread (lending rate minus deposit rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Democratic Republic of Congo vs Sub-Saharan Africa (excluding high income): Interest rate spread. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 17 September 2026, from https://financial-sector.statizoid.com/compare/interest-rate-spread-lending-rate-minus-deposit-rate-percent/congo-dem-rep/sub-saharan-africa-excluding-high-income/

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About this data

Indicator
Interest rate spread (lending rate minus deposit rate, %)
Unit
lending rate minus deposit rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
181 places, 5,163 data points, 1967–2025
Last refreshed

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.