Interest rate spread in Congo, Democratic Republic of the

Congo, Democratic Republic of the: Interest rate spread was 17.6% in 2021. ▼ Falling

Latest (2021)
17.6%
Change on year
down 11.1%
World rank
7th
of 140 countries
All-time high
49.3%
in 2009
All-time low
14.7%
in 2013
Years of data
15
2007–2021

Interest rate spread in Congo, Democratic Republic of the, 2007–2021

10203040502007201420212007: 32.6 lending rate minus deposit rate, %2008: 35.4 lending rate minus deposit rate, %2009: 49.3 lending rate minus deposit rate, %2010: 39.7 lending rate minus deposit rate, %2011: 30.4 lending rate minus deposit rate, %2012: 20.7 lending rate minus deposit rate, %2013: 14.7 lending rate minus deposit rate, %2014: 14.7 lending rate minus deposit rate, %2015: 15.7 lending rate minus deposit rate, %2016: 15.7 lending rate minus deposit rate, %2017: 16.4 lending rate minus deposit rate, %2018: 19.9 lending rate minus deposit rate, %2019: 21.3 lending rate minus deposit rate, %2020: 19.8 lending rate minus deposit rate, %2021: 17.6 lending rate minus deposit rate, %

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.

Analysis

Congo, Democratic Republic of the recorded 17.6% for interest rate spread in 2021.

Compared with earlier readings it is down 11.1% on the previous year and down 42.2% over ten years.

Over the whole period, interest rate spread in Congo, Democratic Republic of the peaked at 49.3% in 2009 and was at its lowest, 14.7%, in 2013.

Congo, Democratic Republic of the ranks 7th of 140 countries on this measure, in the top 10%.

The long-run direction has been consistently falling across the 15 years of available data.

Interest rate spread in Congo, Democratic Republic of the, year by year

Annual values for Interest rate spread (lending rate minus deposit rate, %) in Congo, Democratic Republic of the, 2007 to 2021.
Year lending rate minus deposit rate, % Change
2007 32.6%
2008 35.4% +8.4%
2009 49.3% +39.6%
2010 39.7% -19.5%
2011 30.4% -23.5%
2012 20.7% -31.8%
2013 14.7% -29.3%
2014 14.7% +0.2%
2015 15.7% +7.0%
2016 15.7% -0.3%
2017 16.4% +4.9%
2018 19.9% +21.0%
2019 21.3% +6.9%
2020 19.8% -7.1%
2021 17.6% -11.1%

Averages by decade

DecadeAverage LowestHighest Years
2000s 39.1% 32.6% 49.3% 3
2010s 20.9% 14.7% 39.7% 10
2020s 18.7% 17.6% 19.8% 2

Countries ranked near Congo, Democratic Republic of the

  1. 4 Lao People's Democratic Republic 19.6%
  2. 5 Tajikistan 18.4% compare
  3. 6 Kyrgyzstan 18.1% compare
  4. 8 Gambia 15.5% compare
  5. 9 Sao Tome and Principe 15.2% compare
  6. 10 Sierra Leone 14.4% compare

See the full ranking of 180 places →

More financial sector data for Congo, Democratic Republic of the

All data for Congo, Democratic Republic of the →

Frequently asked questions

What is interest rate spread in Congo, Democratic Republic of the?
Interest rate spread in Congo, Democratic Republic of the was 17.6% in 2021, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest interest rate spread recorded in Congo, Democratic Republic of the?
The highest recorded value was 49.3% in 2009.
What is the lowest interest rate spread recorded in Congo, Democratic Republic of the?
The lowest recorded value was 14.7% in 2013.
How does Congo, Democratic Republic of the rank for interest rate spread?
Congo, Democratic Republic of the ranks 7th out of 140 countries with data for 2021.
Is interest rate spread rising or falling in Congo, Democratic Republic of the?
Over the last ten years it is down 42.2%. The long-run trend across the full record is falling.
Where does this Congo, Democratic Republic of the data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.

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Interest rate spread in Congo, Democratic Republic of the. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 30 August 2026, from https://financial-sector.statizoid.com/stat/interest-rate-spread-lending-rate-minus-deposit-rate-percent/congo-dem-rep/

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About this data

Indicator
Interest rate spread (lending rate minus deposit rate, %)
Unit
lending rate minus deposit rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
180 places, 5,148 data points, 1967–2025
Last refreshed

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.