Interest rate spread (lending rate minus deposit rate, %) in Laos
Laos: Interest rate spread (lending rate minus deposit rate, %) was 19.6% in 2010. ▲ Rising
Interest rate spread in Laos, 1991–2010
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.
Analysis
Laos recorded 19.6% for interest rate spread in 2010.
The figure is down 8.9% on the previous year and down 1.9% over ten years.
Over the whole period, interest rate spread in Laos peaked at 25.0% in 2006 and was at its lowest, 2.5%, in 1991.
Laos ranks 4th of 141 countries on this measure, in the top 10%.
The long-run direction has been consistently rising across the 19 years of available data.
Interest rate spread (lending rate minus deposit rate, %) in Laos, year by year
| Year | lending rate minus deposit rate, % | Change |
|---|---|---|
| 1991 | 2.5% | — |
| 1992 | 11.0% | +340.0% |
| 1993 | 12.0% | +9.1% |
| 1994 | 12.0% | +0.0% |
| 1995 | 11.7% | -2.8% |
| 1996 | 11.0% | -5.7% |
| 1998 | 11.5% | +4.5% |
| 1999 | 18.6% | +61.7% |
| 2000 | 20.0% | +7.6% |
| 2001 | 19.7% | -1.7% |
| 2002 | 23.3% | +18.6% |
| 2003 | 23.9% | +2.5% |
| 2004 | 21.4% | -10.5% |
| 2005 | 22.1% | +3.2% |
| 2006 | 25.0% | +13.2% |
| 2007 | 23.5% | -6.0% |
| 2008 | 19.3% | -17.7% |
| 2009 | 21.5% | +11.3% |
| 2010 | 19.6% | -8.9% |
Laos compared with similar countries
- Laos's 19.6% is above the median for lower middle income countries, which is 6.3%, 3.1× the median. (37 countries reporting)
- Laos's 19.6% is above the median for East Asia & Pacific, which is 5.0%, 3.9× the median. (25 countries reporting)
Biggest year-on-year movements
Years where Interest rate spread (lending rate minus deposit rate, %) in Laos changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 1992 | +340.0% | 2.5% | 11.0% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 11.3% | 2.5% | 18.6% | 8 |
| 2000s | 22.0% | 19.3% | 25.0% | 10 |
| 2010s | 19.6% | 19.6% | 19.6% | 1 |
Countries ranked near Laos
- 1 Madagascar 47.9% compare
- 2 Zimbabwe 40.1%
- 3 Brazil 32.5% compare
- 5 Tajikistan 18.4% compare
- 6 Kyrgyzstan 18.1% compare
- 7 Democratic Republic of Congo 16.2%
More financial sector data for Laos
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.001 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 2.3 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0007 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 1.68 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.001 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 2.3 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is interest rate spread in Laos?
- Interest rate spread in Laos was 19.6% in 2010, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest interest rate spread recorded in Laos?
- The highest recorded value was 25.0% in 2006.
- What is the lowest interest rate spread recorded in Laos?
- The lowest recorded value was 2.5% in 1991.
- How does Laos rank for interest rate spread?
- Laos ranks 4th out of 141 countries with data for 2010.
- Is interest rate spread rising or falling in Laos?
- Over the last ten years it is down 1.9%. The long-run trend across the full record is rising.
- Where does this Laos data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.
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About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.