Interest rate spread in Lao People's Democratic Republic
Lao People's Democratic Republic: Interest rate spread was 19.6% in 2010. ▲ Rising
Interest rate spread in Lao People's Democratic Republic, 1991–2010
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.
Analysis
Lao People's Democratic Republic recorded 19.6% for interest rate spread in 2010.
The figure is down 8.9% on the previous year and down 1.9% over ten years.
Over the whole period, interest rate spread in Lao People's Democratic Republic peaked at 25.0% in 2006 and was at its lowest, 2.5%, in 1991.
Lao People's Democratic Republic ranks 4th of 140 countries on this measure, in the top 10%.
The long-run direction has been consistently rising across the 19 years of available data.
Interest rate spread in Lao People's Democratic Republic, year by year
| Year | lending rate minus deposit rate, % | Change |
|---|---|---|
| 1991 | 2.5% | — |
| 1992 | 11.0% | +340.0% |
| 1993 | 12.0% | +9.1% |
| 1994 | 12.0% | +0.0% |
| 1995 | 11.7% | -2.8% |
| 1996 | 11.0% | -5.7% |
| 1998 | 11.5% | +4.5% |
| 1999 | 18.6% | +61.7% |
| 2000 | 20.0% | +7.6% |
| 2001 | 19.7% | -1.7% |
| 2002 | 23.3% | +18.6% |
| 2003 | 23.9% | +2.5% |
| 2004 | 21.4% | -10.5% |
| 2005 | 22.1% | +3.2% |
| 2006 | 25.0% | +13.2% |
| 2007 | 23.5% | -6.0% |
| 2008 | 19.3% | -17.7% |
| 2009 | 21.5% | +11.3% |
| 2010 | 19.6% | -8.9% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 11.3% | 2.5% | 18.6% | 8 |
| 2000s | 22.0% | 19.3% | 25.0% | 10 |
| 2010s | 19.6% | 19.6% | 19.6% | 1 |
Countries ranked near Lao People's Democratic Republic
- 1 Madagascar 47.9% compare
- 2 Zimbabwe 40.1%
- 3 Brazil 32.5% compare
- 5 Tajikistan 18.4% compare
- 6 Kyrgyzstan 18.1% compare
- 7 Congo, Democratic Republic of the 17.6%
More financial sector data for Lao People's Democratic Republic
- Net domestic credit (current LCU), per capita 2.48 million current LCU per person (2010)
- Net domestic credit (current LCU), per unit of GDP 2,203 current LCU per US$ of GDP (2010)
- Net domestic credit (current LCU), annual growth rate 51.76 % change on previous year (2010)
- Gold reserves at 35 SDRs per ounce 991,291 SDR (2019)
- Gold reserves at market value 31.19 million SDR (2019)
- Reserves excluding gold, foreign exchange 2.59 billion SDR (2025)
- Reserves excluding gold 2.71 billion SDR (2025)
- Total reserves (gold at market value) 2.71 billion SDR (2025)
- Total reserves (gold at national valuation) 2.71 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 344.49 SDR per person (2025)
Frequently asked questions
- What is interest rate spread in Lao People's Democratic Republic?
- Interest rate spread in Lao People's Democratic Republic was 19.6% in 2010, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest interest rate spread recorded in Lao People's Democratic Republic?
- The highest recorded value was 25.0% in 2006.
- What is the lowest interest rate spread recorded in Lao People's Democratic Republic?
- The lowest recorded value was 2.5% in 1991.
- How does Lao People's Democratic Republic rank for interest rate spread?
- Lao People's Democratic Republic ranks 4th out of 140 countries with data for 2010.
- Is interest rate spread rising or falling in Lao People's Democratic Republic?
- Over the last ten years it is down 1.9%. The long-run trend across the full record is rising.
- Where does this Lao People's Democratic Republic data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 19 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.