Europe & Central Asia (IDA & IBRD countries) vs Guatemala: Interest rate spread

Europe & Central Asia (IDA & IBRD countries)
4.6%
in 2024
Guatemala
7.7%
in 2025
Europe & Central Asia (IDA & IBRD countries) rank
36th
Guatemala rank
34th

Interest rate spread over time

  • Europe & Central Asia (IDA & IBRD countries)
  • Guatemala
57.51012.515199720112025

How they compare

Guatemala currently reports 7.7% against 4.6% in Europe & Central Asia (IDA & IBRD countries), a difference of 3.1%.

That makes Guatemala's figure about 1.7 times Europe & Central Asia (IDA & IBRD countries)'s.

The two have swapped places 1 time across 25 shared years of data; in 2000 it was Europe & Central Asia (IDA & IBRD countries) ahead.

Europe & Central Asia (IDA & IBRD countries) ranks 36th and Guatemala ranks 34th of 40 groups.

Guatemala has averaged higher in every one of the 3 decades both report.

Head to head by decade

Decade Europe & Central Asia (IDA & IBRD countries) Guatemala Difference Ahead
2000s 8.8% 9.2% 0.5% Guatemala
2010s 5.9% 7.9% 2.1% Guatemala
2020s 4.3% 7.8% 3.6% Guatemala

Averages of every year both report within each decade.

Frequently asked questions

Which has higher interest rate spread, Europe & Central Asia (IDA & IBRD countries) or Guatemala?
Guatemala, at 7.7% against 4.6% in Europe & Central Asia (IDA & IBRD countries) as of 2025.
What is the difference in interest rate spread between Europe & Central Asia (IDA & IBRD countries) and Guatemala?
3.1%, with Guatemala ahead.
How many years of comparable data are there for Europe & Central Asia (IDA & IBRD countries) and Guatemala?
25 years are reported by both, from 2000 to 2024.
How do Europe & Central Asia (IDA & IBRD countries) and Guatemala rank globally for interest rate spread?
Europe & Central Asia (IDA & IBRD countries) ranks 36th and Guatemala ranks 34th of 40 groups.
Where does this data come from?
International Financial Statistics database, International Monetary Fund (IMF), published as Interest rate spread (lending rate minus deposit rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Europe & Central Asia (IDA & IBRD countries) vs Guatemala: Interest rate spread. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 17 September 2026, from https://financial-sector.statizoid.com/compare/interest-rate-spread-lending-rate-minus-deposit-rate-percent/europe-and-central-asia-ida-and-ibrd-countries/guatemala/

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About this data

Indicator
Interest rate spread (lending rate minus deposit rate, %)
Unit
lending rate minus deposit rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
181 places, 5,163 data points, 1967–2025
Last refreshed

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.