Europe & Central Asia (IDA & IBRD countries) vs Peru: Interest rate spread

Europe & Central Asia (IDA & IBRD countries)
4.6%
in 2024
Peru
7.8%
in 2022
Europe & Central Asia (IDA & IBRD countries) rank
36th
Peru rank
33rd

Interest rate spread over time

  • Europe & Central Asia (IDA & IBRD countries)
  • Peru
05001.0k1.5k2.0k198820062024

How they compare

Peru currently reports 7.8% against 4.6% in Europe & Central Asia (IDA & IBRD countries), a difference of 3.2%.

That makes Peru's figure about 1.7 times Europe & Central Asia (IDA & IBRD countries)'s.

Across all 23 years both countries report, Peru has been ahead every year.

Europe & Central Asia (IDA & IBRD countries) ranks 36th and Peru ranks 33rd of 40 groups.

Peru has averaged higher in every one of the 3 decades both report.

Head to head by decade

Decade Europe & Central Asia (IDA & IBRD countries) Peru Difference Ahead
2000s 8.8% 18.1% 9.4% Peru
2010s 5.9% 13.2% 7.3% Peru
2020s 4.1% 9.7% 5.6% Peru

Averages of every year both report within each decade.

Frequently asked questions

Which has higher interest rate spread, Europe & Central Asia (IDA & IBRD countries) or Peru?
Peru, at 7.8% against 4.6% in Europe & Central Asia (IDA & IBRD countries) as of 2022.
What is the difference in interest rate spread between Europe & Central Asia (IDA & IBRD countries) and Peru?
3.2%, with Peru ahead.
How many years of comparable data are there for Europe & Central Asia (IDA & IBRD countries) and Peru?
23 years are reported by both, from 2000 to 2022.
How do Europe & Central Asia (IDA & IBRD countries) and Peru rank globally for interest rate spread?
Europe & Central Asia (IDA & IBRD countries) ranks 36th and Peru ranks 33rd of 40 groups.
Where does this data come from?
International Financial Statistics database, International Monetary Fund (IMF), published as Interest rate spread (lending rate minus deposit rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Europe & Central Asia (IDA & IBRD countries) vs Peru: Interest rate spread. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 16 September 2026, from https://financial-sector.statizoid.com/compare/interest-rate-spread-lending-rate-minus-deposit-rate-percent/europe-and-central-asia-ida-and-ibrd-countries/peru/

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About this data

Indicator
Interest rate spread (lending rate minus deposit rate, %)
Unit
lending rate minus deposit rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
181 places, 5,163 data points, 1967–2025
Last refreshed

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.