Laos vs Sub-Saharan Africa (excluding high income): Interest rate spread (lending rate minus deposit rate, %)

Laos
19.6%
in 2010
Sub-Saharan Africa (excluding high income)
8.7%
in 2020
Laos rank
4th
Sub-Saharan Africa (excluding high income) rank
6th

Interest rate spread (lending rate minus deposit rate, %) over time

  • Laos
  • Sub-Saharan Africa (excluding high income)
0510152025199120052020

How they compare

Laos currently reports 19.6% against 8.7% in Sub-Saharan Africa (excluding high income), a difference of 10.9%.

That makes Laos's figure about 2.3 times Sub-Saharan Africa (excluding high income)'s.

Across all 6 years both countries report, Laos has been ahead every year.

Laos ranks 4th and Sub-Saharan Africa (excluding high income) ranks 6th of 141 countries.

Laos has averaged higher in every one of the 2 decades both report.

Head to head by decade

Decade Laos Sub-Saharan Africa (excluding high income) Difference Ahead
2000s 22.3% 7.3% 15.0% Laos
2010s 19.6% 7.9% 11.7% Laos

Averages of every year both report within each decade.

Frequently asked questions

Which has higher interest rate spread, Laos or Sub-Saharan Africa (excluding high income)?
Laos, at 19.6% against 8.7% in Sub-Saharan Africa (excluding high income) as of 2010.
What is the difference in interest rate spread between Laos and Sub-Saharan Africa (excluding high income)?
10.9%, with Laos ahead.
How many years of comparable data are there for Laos and Sub-Saharan Africa (excluding high income)?
6 years are reported by both, from 2005 to 2010.
How do Laos and Sub-Saharan Africa (excluding high income) rank globally for interest rate spread?
Laos ranks 4th and Sub-Saharan Africa (excluding high income) ranks 6th of 141 countries.
Where does this data come from?
International Financial Statistics database, International Monetary Fund (IMF), published as Interest rate spread (lending rate minus deposit rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Laos vs Sub-Saharan Africa (excluding high income): Interest rate spread. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 09 November 2026, from https://financial-sector.statizoid.com/compare/interest-rate-spread-lending-rate-minus-deposit-rate-percent/lao-pdr/sub-saharan-africa-excluding-high-income/

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About this data

Indicator
Interest rate spread (lending rate minus deposit rate, %)
Unit
lending rate minus deposit rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
181 places, 5,188 data points, 1967–2025
Last refreshed

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.