Macau, China vs Singapore: Interest rate spread

Macau, China
5.1%
in 2025
Singapore
5.1%
in 2021
Macau, China rank
72nd
Singapore rank
73rd

Interest rate spread over time

  • Macau, China
  • Singapore
0246197820012025

How they compare

Macau, China currently reports 5.1% against 5.1% in Singapore, a difference of 0.0%.

The two have swapped places 7 times across 36 shared years of data; in 1986 it was Macau, China ahead.

Macau, China ranks 72nd and Singapore ranks 73rd of 141 countries.

Across the 5 decades both report, Macau, China averaged higher in 4 and Singapore in 1.

Head to head by decade

Decade Macau, China Singapore Difference Ahead
1980s 3.3% 3.1% 0.2% Macau, China
1990s 3.8% 3.0% 0.8% Macau, China
2000s 5.3% 4.7% 0.6% Macau, China
2010s 5.2% 5.2% 0.0% Macau, China
2020s 5.1% 5.1% 0.0% Singapore

Averages of every year both report within each decade.

Frequently asked questions

Which has higher interest rate spread, Macau, China or Singapore?
Macau, China, at 5.1% against 5.1% in Singapore as of 2025.
What is the difference in interest rate spread between Macau, China and Singapore?
0.0%, with Macau, China ahead.
How many years of comparable data are there for Macau, China and Singapore?
36 years are reported by both, from 1986 to 2021.
How do Macau, China and Singapore rank globally for interest rate spread?
Macau, China ranks 72nd and Singapore ranks 73rd of 141 countries.
Where does this data come from?
International Financial Statistics database, International Monetary Fund (IMF), published as Interest rate spread (lending rate minus deposit rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Macau, China vs Singapore: Interest rate spread. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 13 September 2026, from https://financial-sector.statizoid.com/compare/interest-rate-spread-lending-rate-minus-deposit-rate-percent/macao-sar-china/singapore/

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About this data

Indicator
Interest rate spread (lending rate minus deposit rate, %)
Unit
lending rate minus deposit rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
181 places, 5,163 data points, 1967–2025
Last refreshed

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.