Macao vs Singapore: Interest rate spread (lending rate minus deposit rate, %)
Macao
5.1%
in 2025
Singapore
5.1%
in 2021
Macao rank
72nd
Singapore rank
73rd
Interest rate spread (lending rate minus deposit rate, %) over time
- Macao
- Singapore
How they compare
Macao currently reports 5.1% against 5.1% in Singapore, a difference of 0.0%.
The two have swapped places 7 times across 36 shared years of data; in 1986 it was Macao ahead.
Macao ranks 72nd and Singapore ranks 73rd of 141 countries.
Across the 5 decades both report, Macao averaged higher in 4 and Singapore in 1.
Head to head by decade
| Decade | Macao | Singapore | Difference | Ahead |
|---|---|---|---|---|
| 1980s | 3.3% | 3.1% | 0.2% | Macao |
| 1990s | 3.8% | 3.0% | 0.8% | Macao |
| 2000s | 5.3% | 4.7% | 0.6% | Macao |
| 2010s | 5.2% | 5.2% | 0.0% | Macao |
| 2020s | 5.1% | 5.1% | 0.0% | Singapore |
Averages of every year both report within each decade.
Frequently asked questions
- Which has higher interest rate spread, Macao or Singapore?
- Macao, at 5.1% against 5.1% in Singapore as of 2025.
- What is the difference in interest rate spread between Macao and Singapore?
- 0.0%, with Macao ahead.
- How many years of comparable data are there for Macao and Singapore?
- 36 years are reported by both, from 1986 to 2021.
- How do Macao and Singapore rank globally for interest rate spread?
- Macao ranks 72nd and Singapore ranks 73rd of 141 countries.
- Where does this data come from?
- International Financial Statistics database, International Monetary Fund (IMF), published as Interest rate spread (lending rate minus deposit rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.
Individual pages
About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.