Interest rate spread in Macau, China
Macau, China: Interest rate spread was 5.1% in 2025. ▲ Rising
Interest rate spread in Macau, China, 1986–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.
Analysis
The most recent figure for interest rate spread in Macau, China is 5.1%, measured in 2025.
Compared with earlier readings it is down 4.2% on the previous year and down 1.6% over ten years.
Over the whole period, interest rate spread in Macau, China peaked at 5.9% in 2006 and was at its lowest, 3.0%, in 1986.
That places Macau, China 72nd out of 141 countries with data for 2025, putting it in the middle of the range.
The long-run direction has been consistently rising across the 40 years of available data.
Interest rate spread in Macau, China, year by year
| Year | lending rate minus deposit rate, % | Change |
|---|---|---|
| 1986 | 3.0% | — |
| 1987 | 3.1% | +4.2% |
| 1988 | 3.5% | +12.0% |
| 1989 | 3.5% | +0.0% |
| 1990 | 3.3% | -6.0% |
| 1991 | 3.5% | +7.6% |
| 1992 | 3.8% | +5.9% |
| 1993 | 3.8% | +0.0% |
| 1994 | 3.7% | -0.1% |
| 1995 | 4.0% | +6.0% |
| 1996 | 4.3% | +9.0% |
| 1997 | 3.5% | -19.0% |
| 1998 | 4.0% | +13.2% |
| 1999 | 4.2% | +4.7% |
| 2000 | 4.6% | +9.6% |
| 2001 | 5.4% | +18.5% |
| 2002 | 5.5% | +1.4% |
| 2003 | 5.7% | +3.7% |
| 2004 | 5.9% | +3.7% |
| 2005 | 5.5% | -7.1% |
| 2006 | 5.9% | +8.1% |
| 2007 | 5.0% | -16.2% |
| 2008 | 4.3% | -12.7% |
| 2009 | 5.2% | +20.7% |
| 2010 | 5.2% | +0.2% |
| 2011 | 5.2% | -0.7% |
| 2012 | 5.2% | -0.2% |
| 2013 | 5.2% | +0.4% |
| 2014 | 5.2% | -0.1% |
| 2015 | 5.2% | +0.2% |
| 2016 | 5.2% | +0.0% |
| 2017 | 5.2% | -0.1% |
| 2018 | 5.2% | -0.3% |
| 2019 | 5.1% | -1.4% |
| 2020 | 5.1% | -1.2% |
| 2021 | 5.1% | +0.8% |
| 2022 | 5.1% | -0.2% |
| 2023 | 5.4% | +5.7% |
| 2024 | 5.4% | -0.3% |
| 2025 | 5.1% | -4.2% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 3.3% | 3.0% | 3.5% | 4 |
| 1990s | 3.8% | 3.3% | 4.3% | 10 |
| 2000s | 5.3% | 4.3% | 5.9% | 10 |
| 2010s | 5.2% | 5.1% | 5.2% | 10 |
| 2020s | 5.2% | 5.1% | 5.4% | 6 |
Countries ranked near Macau, China
- 69 Georgia 5.2% compare
- 70 Brunei Darussalam 5.2% compare
- 71 Egypt 5.1% compare
- 73 Singapore 5.1% compare
- 74 Saint Lucia 5.1% compare
- 75 Antigua and Barbuda 5.1% compare
More financial sector data for Macau, China
- Net domestic credit (current LCU), per capita 249,875 current LCU per person (2025)
- Net domestic credit (current LCU), per unit of GDP 3.29 current LCU per US$ of GDP (2025)
- Net domestic credit (current LCU), annual growth rate -28.29 % change on previous year (2025)
- Gold reserves at 35 SDRs per ounce 0 SDR (2025)
- Gold reserves at market value 0 SDR (2025)
- Reserves excluding gold, foreign exchange 22.37 billion SDR (2025)
- Reserves excluding gold 22.37 billion SDR (2025)
- Total reserves (gold at market value) 22.37 billion SDR (2025)
- Total reserves (gold at national valuation) 22.37 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 32,616 SDR per person (2025)
Frequently asked questions
- What is interest rate spread in Macau, China?
- Interest rate spread in Macau, China was 5.1% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest interest rate spread recorded in Macau, China?
- The highest recorded value was 5.9% in 2006.
- What is the lowest interest rate spread recorded in Macau, China?
- The lowest recorded value was 3.0% in 1986.
- How does Macau, China rank for interest rate spread?
- Macau, China ranks 72nd out of 141 countries with data for 2025.
- Is interest rate spread rising or falling in Macau, China?
- Over the last ten years it is down 1.6%. The long-run trend across the full record is rising.
- Where does this Macau, China data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.
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About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.