Interest rate spread in Brunei Darussalam

Brunei Darussalam: Interest rate spread was 5.2% in 2025. ▲ Rising

Latest (2025)
5.2%
Change on year
up 1.5%
World rank
70th
of 141 countries
All-time high
5.4%
in 2021
All-time low
4.3%
in 2007
Years of data
23
2003–2025

Interest rate spread in Brunei Darussalam, 2003–2025

02462003201420252003: 4.4 lending rate minus deposit rate, %2004: 4.5 lending rate minus deposit rate, %2005: 4.5 lending rate minus deposit rate, %2006: 4.5 lending rate minus deposit rate, %2007: 4.3 lending rate minus deposit rate, %2008: 4.6 lending rate minus deposit rate, %2009: 4.8 lending rate minus deposit rate, %2010: 5 lending rate minus deposit rate, %2011: 5.1 lending rate minus deposit rate, %2012: 5.3 lending rate minus deposit rate, %2013: 5.2 lending rate minus deposit rate, %2014: 5.2 lending rate minus deposit rate, %2015: 5.2 lending rate minus deposit rate, %2016: 5.2 lending rate minus deposit rate, %2017: 5.2 lending rate minus deposit rate, %2018: 5.2 lending rate minus deposit rate, %2019: 5.1 lending rate minus deposit rate, %2020: 5.3 lending rate minus deposit rate, %2021: 5.4 lending rate minus deposit rate, %2022: 5.4 lending rate minus deposit rate, %2023: 5.3 lending rate minus deposit rate, %2024: 5.1 lending rate minus deposit rate, %2025: 5.2 lending rate minus deposit rate, %

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.

Analysis

In 2025, interest rate spread in Brunei Darussalam stood at 5.2%.

The figure is up 1.5% on the previous year and up 0.4% over ten years.

Over the whole period, interest rate spread in Brunei Darussalam peaked at 5.4% in 2021 and was at its lowest, 4.3%, in 2007.

That places Brunei Darussalam 70th out of 141 countries with data for 2025, putting it in the middle of the range.

The long-run direction has been consistently rising across the 23 years of available data.

Interest rate spread in Brunei Darussalam, year by year

Annual values for Interest rate spread (lending rate minus deposit rate, %) in Brunei Darussalam, 2003 to 2025.
Year lending rate minus deposit rate, % Change
2003 4.4%
2004 4.5% +0.5%
2005 4.5% +0.9%
2006 4.5% -0.8%
2007 4.3% -2.9%
2008 4.6% +6.9%
2009 4.8% +3.8%
2010 5.0% +4.8%
2011 5.1% +1.5%
2012 5.3% +3.2%
2013 5.2% -1.0%
2014 5.2% -0.3%
2015 5.2% -0.7%
2016 5.2% -0.1%
2017 5.2% +0.5%
2018 5.2% +0.1%
2019 5.1% -1.1%
2020 5.3% +2.7%
2021 5.4% +1.7%
2022 5.4% -0.1%
2023 5.3% -0.9%
2024 5.1% -3.7%
2025 5.2% +1.5%

Averages by decade

DecadeAverage LowestHighest Years
2000s 4.5% 4.3% 4.8% 7
2010s 5.2% 5.0% 5.3% 10
2020s 5.3% 5.1% 5.4% 6

Countries ranked near Brunei Darussalam

  1. 68 Iran, Islamic Republic of 5.2% compare
  2. 69 Georgia 5.2% compare
  3. 71 Egypt 5.1% compare
  4. 72 Macau, China 5.1% compare
  5. 73 Singapore 5.1% compare

See the full ranking of 181 places →

More financial sector data for Brunei Darussalam

All data for Brunei Darussalam →

Frequently asked questions

What is interest rate spread in Brunei Darussalam?
Interest rate spread in Brunei Darussalam was 5.2% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest interest rate spread recorded in Brunei Darussalam?
The highest recorded value was 5.4% in 2021.
What is the lowest interest rate spread recorded in Brunei Darussalam?
The lowest recorded value was 4.3% in 2007.
How does Brunei Darussalam rank for interest rate spread?
Brunei Darussalam ranks 70th out of 141 countries with data for 2025.
Is interest rate spread rising or falling in Brunei Darussalam?
Over the last ten years it is up 0.4%. The long-run trend across the full record is rising.
Where does this Brunei Darussalam data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.

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Interest rate spread in Brunei Darussalam. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 06 September 2026, from https://financial-sector.statizoid.com/stat/interest-rate-spread-lending-rate-minus-deposit-rate-percent/brunei-darussalam/

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About this data

Indicator
Interest rate spread (lending rate minus deposit rate, %)
Unit
lending rate minus deposit rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
181 places, 5,163 data points, 1967–2025
Last refreshed

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.