Interest rate spread (lending rate minus deposit rate, %) in Brunei
Brunei: Interest rate spread (lending rate minus deposit rate, %) was 5.2% in 2025. ▲ Rising
Interest rate spread in Brunei, 2003–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.
Analysis
In 2025, interest rate spread in Brunei stood at 5.2%.
The figure is up 1.5% on the previous year and up 0.4% over ten years.
Over the whole period, interest rate spread in Brunei peaked at 5.4% in 2021 and was at its lowest, 4.3%, in 2007.
That places Brunei 70th out of 141 countries with data for 2025, putting it in the middle of the range.
The long-run direction has been consistently rising across the 23 years of available data.
Interest rate spread (lending rate minus deposit rate, %) in Brunei, year by year
| Year | lending rate minus deposit rate, % | Change |
|---|---|---|
| 2003 | 4.4% | — |
| 2004 | 4.5% | +0.5% |
| 2005 | 4.5% | +0.9% |
| 2006 | 4.5% | -0.8% |
| 2007 | 4.3% | -2.9% |
| 2008 | 4.6% | +6.9% |
| 2009 | 4.8% | +3.8% |
| 2010 | 5.0% | +4.8% |
| 2011 | 5.1% | +1.5% |
| 2012 | 5.3% | +3.2% |
| 2013 | 5.2% | -1.0% |
| 2014 | 5.2% | -0.3% |
| 2015 | 5.2% | -0.7% |
| 2016 | 5.2% | -0.1% |
| 2017 | 5.2% | +0.5% |
| 2018 | 5.2% | +0.1% |
| 2019 | 5.1% | -1.1% |
| 2020 | 5.3% | +2.7% |
| 2021 | 5.4% | +1.7% |
| 2022 | 5.4% | -0.1% |
| 2023 | 5.3% | -0.9% |
| 2024 | 5.1% | -3.7% |
| 2025 | 5.2% | +1.5% |
Brunei compared with similar countries
- Brunei's 5.2% is above the median for high income countries, which is 3.1%, 1.7× the median. (38 countries reporting)
- Brunei's 5.2% is above the median for East Asia & Pacific, which is 5.0%, 1.0× the median. (25 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 4.5% | 4.3% | 4.8% | 7 |
| 2010s | 5.2% | 5.0% | 5.3% | 10 |
| 2020s | 5.3% | 5.1% | 5.4% | 6 |
Countries ranked near Brunei
More financial sector data for Brunei
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0032 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 103.37 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0023 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 75.48 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0032 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 103.37 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is interest rate spread in Brunei?
- Interest rate spread in Brunei was 5.2% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest interest rate spread recorded in Brunei?
- The highest recorded value was 5.4% in 2021.
- What is the lowest interest rate spread recorded in Brunei?
- The lowest recorded value was 4.3% in 2007.
- How does Brunei rank for interest rate spread?
- Brunei ranks 70th out of 141 countries with data for 2025.
- Is interest rate spread rising or falling in Brunei?
- Over the last ten years it is up 0.4%. The long-run trend across the full record is rising.
- Where does this Brunei data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.
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About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.