Interest rate spread (lending rate minus deposit rate, %) in Iran
Iran: Interest rate spread (lending rate minus deposit rate, %) was 5.2% in 2016. ◆ Volatile
Interest rate spread in Iran, 2004–2016
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.
Analysis
Iran recorded 5.2% for interest rate spread in 2016. That is the highest value across all 13 years on record.
Compared with earlier readings it is up 348.8% on the previous year and up 113.1% over ten years.
Over the whole period, interest rate spread in Iran peaked at 5.2% in 2016 and was at its lowest, -3.8%, in 2012.
Iran ranks 69th of 141 countries on this measure, in the middle of the range.
The series is highly variable year to year, so single readings are best treated with caution.
Interest rate spread (lending rate minus deposit rate, %) in Iran, year by year
| Year | lending rate minus deposit rate, % | Change |
|---|---|---|
| 2004 | 5.0% | — |
| 2005 | 4.2% | -14.7% |
| 2006 | 2.4% | -42.2% |
| 2007 | 0.4% | -83.7% |
| 2008 | -1.3% | -427.4% |
| 2009 | -1.1% | -12.6% |
| 2010 | 0.1% | -105.3% |
| 2011 | -0.2% | -369.3% |
| 2012 | -3.8% | +2259.1% |
| 2013 | -3.8% | -1.3% |
| 2014 | -2.9% | -21.8% |
| 2015 | -2.1% | -29.0% |
| 2016 | 5.2% | -348.8% |
Iran compared with similar countries
- Iran's 5.2% is below the median for upper middle income countries, which is 5.4%, 97% of the median. (49 countries reporting)
- Iran's 5.2% is above the median for Middle East, North Africa, Afghanistan & Pakistan, which is 3.3%, 1.6× the median. (15 countries reporting)
Biggest year-on-year movements
Years where Interest rate spread (lending rate minus deposit rate, %) in Iran changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2012 | -2259.1% | -0.2% | -3.8% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 1.6% | -1.3% | 5.0% | 6 |
| 2010s | -1.1% | -3.8% | 5.2% | 7 |
Countries ranked near Iran
More financial sector data for Iran
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.002 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 7.67 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0014 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 5.6 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.002 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 7.67 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is interest rate spread in Iran?
- Interest rate spread in Iran was 5.2% in 2016, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest interest rate spread recorded in Iran?
- The highest recorded value was 5.2% in 2016.
- What is the lowest interest rate spread recorded in Iran?
- The lowest recorded value was -3.8% in 2012.
- How does Iran rank for interest rate spread?
- Iran ranks 69th out of 141 countries with data for 2016.
- Is interest rate spread rising or falling in Iran?
- Over the last ten years it is up 113.1%. The long-run trend across the full record is volatile.
- Where does this Iran data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 13 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.