Interest rate spread in Kosovo
Kosovo: Interest rate spread was 5.3% in 2018. ▼ Falling
Interest rate spread in Kosovo, 2004–2018
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.
Analysis
The most recent figure for interest rate spread in Kosovo is 5.3%, measured in 2018. That is the lowest value across all 15 years on record.
Compared with earlier readings it is down 7.8% on the previous year and down 49.7% over ten years.
Over the whole period, interest rate spread in Kosovo peaked at 12.0% in 2004 and was at its lowest, 5.3%, in 2018.
Kosovo ranks 66th of 141 countries on this measure, in the middle of the range.
The long-run direction has been consistently falling across the 15 years of available data.
Interest rate spread in Kosovo, year by year
| Year | lending rate minus deposit rate, % | Change |
|---|---|---|
| 2004 | 12.0% | — |
| 2005 | 11.5% | -3.7% |
| 2006 | 11.5% | +0.0% |
| 2007 | 11.3% | -2.4% |
| 2008 | 10.6% | -5.7% |
| 2009 | 10.1% | -5.2% |
| 2010 | 10.7% | +6.0% |
| 2011 | 10.3% | -3.6% |
| 2012 | 9.1% | -11.8% |
| 2013 | 8.4% | -7.4% |
| 2014 | 9.5% | +13.2% |
| 2015 | 7.4% | -22.0% |
| 2016 | 6.4% | -13.2% |
| 2017 | 5.8% | -9.9% |
| 2018 | 5.3% | -7.8% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 11.2% | 10.1% | 12.0% | 6 |
| 2010s | 8.1% | 5.3% | 10.7% | 9 |
Countries ranked near Kosovo
- 63 Namibia 5.6% compare
- 64 Dominican Republic 5.5% compare
- 65 Colombia 5.4% compare
- 66 Kosovo (UNSCR 1244) 5.3% compare
- 68 Iran, Islamic Republic of 5.2% compare
- 69 Georgia 5.2% compare
More financial sector data for Kosovo
- Net domestic credit (current LCU), per capita 3,518 current LCU per person (2024)
- Net domestic credit (current LCU), per unit of GDP 0.5007 current LCU per US$ of GDP (2024)
- Net domestic credit (current LCU), annual growth rate 17.34 % change on previous year (2024)
- Total reserves in months of imports, per capita 0 units per person (2025)
- Total reserves in months of imports, per unit of GDP 0 units per US$ of GDP (2025)
- Total reserves in months of imports, annual growth rate -3.12 % change on previous year (2025)
- Domestic credit to private sector by banks 59.9% (2025)
- Total reserves in months of imports 1.82 (2025)
- Net domestic credit 5.61 billion current LCU (2024)
- Net foreign assets 2.40 billion current LCU (2024)
Frequently asked questions
- What is interest rate spread in Kosovo?
- Interest rate spread in Kosovo was 5.3% in 2018, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest interest rate spread recorded in Kosovo?
- The highest recorded value was 12.0% in 2004.
- What is the lowest interest rate spread recorded in Kosovo?
- The lowest recorded value was 5.3% in 2018.
- How does Kosovo rank for interest rate spread?
- Kosovo ranks 66th out of 141 countries with data for 2018.
- Is interest rate spread rising or falling in Kosovo?
- Over the last ten years it is down 49.7%. The long-run trend across the full record is falling.
- Where does this Kosovo data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.
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About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.