Interest rate spread in Colombia
Colombia: Interest rate spread was 5.4% in 2025. ▼ Falling
Interest rate spread in Colombia, 1986–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.
Analysis
The most recent figure for interest rate spread in Colombia is 5.4%, measured in 2025. That is the lowest value across all 40 years on record.
Compared with earlier readings it is down 13.7% on the previous year and down 22.1% over ten years.
Over the whole period, interest rate spread in Colombia peaked at 10.4% in 1994 and was at its lowest, 5.4%, in 2025.
Colombia ranks 65th of 141 countries on this measure, in the middle of the range.
The long-run direction has been consistently falling across the 40 years of available data.
Interest rate spread in Colombia, year by year
| Year | lending rate minus deposit rate, % | Change |
|---|---|---|
| 1986 | 8.9% | — |
| 1987 | 9.7% | +9.4% |
| 1988 | 8.6% | -11.4% |
| 1989 | 8.7% | +0.9% |
| 1990 | 8.1% | -6.2% |
| 1991 | 9.2% | +13.1% |
| 1992 | 10.0% | +9.3% |
| 1993 | 9.4% | -6.0% |
| 1994 | 10.4% | +10.6% |
| 1995 | 9.7% | -6.7% |
| 1996 | 10.2% | +4.9% |
| 1997 | 9.6% | -6.2% |
| 1998 | 9.0% | -5.8% |
| 1999 | 8.1% | -10.2% |
| 2000 | 6.6% | -18.0% |
| 2001 | 8.3% | +24.8% |
| 2002 | 7.4% | -10.8% |
| 2003 | 7.4% | -0.1% |
| 2004 | 7.3% | -1.3% |
| 2005 | 7.5% | +3.6% |
| 2006 | 6.6% | -12.3% |
| 2007 | 7.4% | +11.3% |
| 2008 | 7.4% | +0.9% |
| 2009 | 6.9% | -7.7% |
| 2010 | 5.7% | -16.7% |
| 2011 | 7.0% | +21.6% |
| 2012 | 7.2% | +3.9% |
| 2013 | 6.8% | -5.7% |
| 2014 | 6.8% | -0.6% |
| 2015 | 6.9% | +1.4% |
| 2016 | 7.9% | +14.4% |
| 2017 | 7.7% | -2.1% |
| 2018 | 7.4% | -3.8% |
| 2019 | 7.3% | -1.8% |
| 2020 | 6.5% | -11.0% |
| 2021 | 7.3% | +12.2% |
| 2022 | 7.3% | +0.6% |
| 2023 | 7.8% | +7.0% |
| 2024 | 6.2% | -20.7% |
| 2025 | 5.4% | -13.7% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 9.0% | 8.6% | 9.7% | 4 |
| 1990s | 9.4% | 8.1% | 10.4% | 10 |
| 2000s | 7.3% | 6.6% | 8.3% | 10 |
| 2010s | 7.1% | 5.7% | 7.9% | 10 |
| 2020s | 6.7% | 5.4% | 7.8% | 6 |
Countries ranked near Colombia
- 62 Rwanda 5.7% compare
- 63 Namibia 5.6% compare
- 64 Dominican Republic 5.5% compare
- 66 Kosovo 5.3% compare
- 66 Kosovo (UNSCR 1244) 5.3% compare
- 68 Iran, Islamic Republic of 5.2% compare
More financial sector data for Colombia
- Net domestic credit (current LCU), per capita 18.17 million current LCU per person (2025)
- Net domestic credit (current LCU), per unit of GDP 2,123 current LCU per US$ of GDP (2025)
- Net domestic credit (current LCU), annual growth rate 11.36 % change on previous year (2025)
- Gold reserves at 35 SDRs per ounce 5.26 million SDR (2025)
- Gold reserves at market value 479.38 million SDR (2025)
- Reserves excluding gold, foreign exchange 44.54 billion SDR (2025)
- Reserves excluding gold 47.57 billion SDR (2025)
- Total reserves (gold at market value) 48.05 billion SDR (2025)
- Total reserves (gold at national valuation) 48.04 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 899.28 SDR per person (2025)
Frequently asked questions
- What is interest rate spread in Colombia?
- Interest rate spread in Colombia was 5.4% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest interest rate spread recorded in Colombia?
- The highest recorded value was 10.4% in 1994.
- What is the lowest interest rate spread recorded in Colombia?
- The lowest recorded value was 5.4% in 2025.
- How does Colombia rank for interest rate spread?
- Colombia ranks 65th out of 141 countries with data for 2025.
- Is interest rate spread rising or falling in Colombia?
- Over the last ten years it is down 22.1%. The long-run trend across the full record is falling.
- Where does this Colombia data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.
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About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.