Interest rate spread in Kosovo (UNSCR 1244)

Kosovo (UNSCR 1244): Interest rate spread was 5.3% in 2018. ▼ Falling

Latest (2018)
5.3%
Change on year
down 7.8%
World rank
66th
of 141 countries
All-time high
12.0%
in 2004
All-time low
5.3%
in 2018
Years of data
15
2004–2018

Interest rate spread in Kosovo (UNSCR 1244), 2004–2018

02.557.51012.52004201120182004: 12 lending rate minus deposit rate, %2005: 11.5 lending rate minus deposit rate, %2006: 11.5 lending rate minus deposit rate, %2007: 11.3 lending rate minus deposit rate, %2008: 10.6 lending rate minus deposit rate, %2009: 10.1 lending rate minus deposit rate, %2010: 10.7 lending rate minus deposit rate, %2011: 10.3 lending rate minus deposit rate, %2012: 9.1 lending rate minus deposit rate, %2013: 8.4 lending rate minus deposit rate, %2014: 9.5 lending rate minus deposit rate, %2015: 7.4 lending rate minus deposit rate, %2016: 6.4 lending rate minus deposit rate, %2017: 5.8 lending rate minus deposit rate, %2018: 5.3 lending rate minus deposit rate, %

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.

Analysis

Kosovo (UNSCR 1244) recorded 5.3% for interest rate spread in 2018. That is the lowest value across all 15 years on record.

Compared with earlier readings it is down 7.8% on the previous year and down 49.7% over ten years.

Over the whole period, interest rate spread in Kosovo (UNSCR 1244) peaked at 12.0% in 2004 and was at its lowest, 5.3%, in 2018.

Kosovo (UNSCR 1244) ranks 66th of 141 countries on this measure, in the middle of the range.

The long-run direction has been consistently falling across the 15 years of available data.

Interest rate spread in Kosovo (UNSCR 1244), year by year

Annual values for Interest rate spread (lending rate minus deposit rate, %) in Kosovo (UNSCR 1244), 2004 to 2018.
Year lending rate minus deposit rate, % Change
2004 12.0%
2005 11.5% -3.7%
2006 11.5% +0.0%
2007 11.3% -2.4%
2008 10.6% -5.7%
2009 10.1% -5.2%
2010 10.7% +6.0%
2011 10.3% -3.6%
2012 9.1% -11.8%
2013 8.4% -7.4%
2014 9.5% +13.2%
2015 7.4% -22.0%
2016 6.4% -13.2%
2017 5.8% -9.9%
2018 5.3% -7.8%

Averages by decade

DecadeAverage LowestHighest Years
2000s 11.2% 10.1% 12.0% 6
2010s 8.1% 5.3% 10.7% 9

Countries ranked near Kosovo (UNSCR 1244)

  1. 63 Namibia 5.6% compare
  2. 64 Dominican Republic 5.5% compare
  3. 65 Colombia 5.4% compare
  4. 66 Kosovo 5.3% compare
  5. 68 Iran, Islamic Republic of 5.2% compare
  6. 69 Georgia 5.2% compare

See the full ranking of 181 places →

More financial sector data for Kosovo (UNSCR 1244)

All data for Kosovo (UNSCR 1244) →

Frequently asked questions

What is interest rate spread in Kosovo (UNSCR 1244)?
Interest rate spread in Kosovo (UNSCR 1244) was 5.3% in 2018, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest interest rate spread recorded in Kosovo (UNSCR 1244)?
The highest recorded value was 12.0% in 2004.
What is the lowest interest rate spread recorded in Kosovo (UNSCR 1244)?
The lowest recorded value was 5.3% in 2018.
How does Kosovo (UNSCR 1244) rank for interest rate spread?
Kosovo (UNSCR 1244) ranks 66th out of 141 countries with data for 2018.
Is interest rate spread rising or falling in Kosovo (UNSCR 1244)?
Over the last ten years it is down 49.7%. The long-run trend across the full record is falling.
Where does this Kosovo (UNSCR 1244) data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.

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Interest rate spread in Kosovo (UNSCR 1244). Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 12 September 2026, from https://financial-sector.statizoid.com/stat/interest-rate-spread-lending-rate-minus-deposit-rate-percent/kosovo-unscr-1244/

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About this data

Indicator
Interest rate spread (lending rate minus deposit rate, %)
Unit
lending rate minus deposit rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
181 places, 5,163 data points, 1967–2025
Last refreshed

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.