Interest rate spread (lending rate minus deposit rate, %) in Saint Lucia
Saint Lucia: Interest rate spread (lending rate minus deposit rate, %) was 5.1% in 2025. ▼ Falling
Interest rate spread in Saint Lucia, 1981–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.
Analysis
Saint Lucia recorded 5.1% for interest rate spread in 2025. That is the lowest value across all 45 years on record.
The figure is down 0.2% on the previous year and down 23.0% over ten years.
Over the whole period, interest rate spread in Saint Lucia peaked at 10.3% in 1986 and was at its lowest, 5.1%, in 2025.
Saint Lucia ranks 74th of 141 countries on this measure, in the middle of the range.
The long-run direction has been consistently falling across the 45 years of available data.
Interest rate spread (lending rate minus deposit rate, %) in Saint Lucia, year by year
| Year | lending rate minus deposit rate, % | Change |
|---|---|---|
| 1981 | 9.2% | — |
| 1982 | 9.2% | +0.0% |
| 1983 | 8.1% | -11.7% |
| 1984 | 8.7% | +7.2% |
| 1985 | 9.4% | +7.5% |
| 1986 | 10.3% | +9.5% |
| 1987 | 9.0% | -12.5% |
| 1988 | 7.9% | -12.5% |
| 1989 | 7.4% | -5.4% |
| 1990 | 7.8% | +5.6% |
| 1991 | 7.8% | -1.0% |
| 1992 | 8.5% | +9.5% |
| 1993 | 7.8% | -8.6% |
| 1994 | 7.2% | -7.1% |
| 1995 | 8.3% | +14.3% |
| 1996 | 8.3% | +0.7% |
| 1997 | 8.0% | -3.5% |
| 1998 | 6.6% | -17.8% |
| 1999 | 8.0% | +21.6% |
| 2000 | 8.3% | +2.9% |
| 2001 | 8.1% | -2.1% |
| 2002 | 8.3% | +2.9% |
| 2003 | 9.5% | +14.5% |
| 2004 | 8.0% | -15.8% |
| 2005 | 7.8% | -3.1% |
| 2006 | 7.8% | +0.8% |
| 2007 | 7.0% | -10.4% |
| 2008 | 6.8% | -2.8% |
| 2009 | 7.3% | +7.4% |
| 2010 | 7.3% | -0.5% |
| 2011 | 6.5% | -10.8% |
| 2012 | 6.4% | -1.0% |
| 2013 | 6.1% | -4.7% |
| 2014 | 6.2% | +0.9% |
| 2015 | 6.6% | +6.2% |
| 2016 | 6.6% | +0.4% |
| 2017 | 6.7% | +1.2% |
| 2018 | 6.5% | -2.2% |
| 2019 | 6.2% | -4.9% |
| 2020 | 5.6% | -9.9% |
| 2021 | 5.4% | -4.3% |
| 2022 | 5.3% | -1.0% |
| 2023 | 5.2% | -2.6% |
| 2024 | 5.1% | -1.8% |
| 2025 | 5.1% | -0.2% |
Saint Lucia compared with similar countries
- Saint Lucia's 5.1% is below the median for upper middle income countries, which is 5.4%, 95% of the median. (49 countries reporting)
- Saint Lucia's 5.1% is below the median for Latin America & Caribbean, which is 6.1%, 82% of the median. (31 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 8.8% | 7.4% | 10.3% | 9 |
| 1990s | 7.8% | 6.6% | 8.5% | 10 |
| 2000s | 7.9% | 6.8% | 9.5% | 10 |
| 2010s | 6.5% | 6.1% | 7.3% | 10 |
| 2020s | 5.3% | 5.1% | 5.6% | 6 |
Countries ranked near Saint Lucia
More financial sector data for Saint Lucia
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0008 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 11.64 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0006 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 8.5 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0008 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 11.64 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is interest rate spread in Saint Lucia?
- Interest rate spread in Saint Lucia was 5.1% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest interest rate spread recorded in Saint Lucia?
- The highest recorded value was 10.3% in 1986.
- What is the lowest interest rate spread recorded in Saint Lucia?
- The lowest recorded value was 5.1% in 2025.
- How does Saint Lucia rank for interest rate spread?
- Saint Lucia ranks 74th out of 141 countries with data for 2025.
- Is interest rate spread rising or falling in Saint Lucia?
- Over the last ten years it is down 23.0%. The long-run trend across the full record is falling.
- Where does this Saint Lucia data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.
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About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.