Interest rate spread in Saint Lucia
Saint Lucia: Interest rate spread was 5.1% in 2025. ▼ Falling
Interest rate spread in Saint Lucia, 1981–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.
Analysis
Saint Lucia recorded 5.1% for interest rate spread in 2025. That is the lowest value across all 45 years on record.
The figure is down 0.2% on the previous year and down 23.0% over ten years.
Over the whole period, interest rate spread in Saint Lucia peaked at 10.3% in 1986 and was at its lowest, 5.1%, in 2025.
Saint Lucia ranks 74th of 141 countries on this measure, in the middle of the range.
The long-run direction has been consistently falling across the 45 years of available data.
Interest rate spread in Saint Lucia, year by year
| Year | lending rate minus deposit rate, % | Change |
|---|---|---|
| 1981 | 9.2% | — |
| 1982 | 9.2% | +0.0% |
| 1983 | 8.1% | -11.7% |
| 1984 | 8.7% | +7.2% |
| 1985 | 9.4% | +7.5% |
| 1986 | 10.3% | +9.5% |
| 1987 | 9.0% | -12.5% |
| 1988 | 7.9% | -12.5% |
| 1989 | 7.4% | -5.4% |
| 1990 | 7.8% | +5.6% |
| 1991 | 7.8% | -1.0% |
| 1992 | 8.5% | +9.5% |
| 1993 | 7.8% | -8.6% |
| 1994 | 7.2% | -7.1% |
| 1995 | 8.3% | +14.3% |
| 1996 | 8.3% | +0.7% |
| 1997 | 8.0% | -3.5% |
| 1998 | 6.6% | -17.8% |
| 1999 | 8.0% | +21.6% |
| 2000 | 8.3% | +2.9% |
| 2001 | 8.1% | -2.1% |
| 2002 | 8.3% | +2.9% |
| 2003 | 9.5% | +14.5% |
| 2004 | 8.0% | -15.8% |
| 2005 | 7.8% | -3.1% |
| 2006 | 7.8% | +0.8% |
| 2007 | 7.0% | -10.4% |
| 2008 | 6.8% | -2.8% |
| 2009 | 7.3% | +7.4% |
| 2010 | 7.3% | -0.5% |
| 2011 | 6.5% | -10.8% |
| 2012 | 6.4% | -1.0% |
| 2013 | 6.1% | -4.7% |
| 2014 | 6.2% | +0.9% |
| 2015 | 6.6% | +6.2% |
| 2016 | 6.6% | +0.4% |
| 2017 | 6.7% | +1.2% |
| 2018 | 6.5% | -2.2% |
| 2019 | 6.2% | -4.9% |
| 2020 | 5.6% | -9.9% |
| 2021 | 5.4% | -4.3% |
| 2022 | 5.3% | -1.0% |
| 2023 | 5.2% | -2.6% |
| 2024 | 5.1% | -1.8% |
| 2025 | 5.1% | -0.2% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 8.8% | 7.4% | 10.3% | 9 |
| 1990s | 7.8% | 6.6% | 8.5% | 10 |
| 2000s | 7.9% | 6.8% | 9.5% | 10 |
| 2010s | 6.5% | 6.1% | 7.3% | 10 |
| 2020s | 5.3% | 5.1% | 5.6% | 6 |
Countries ranked near Saint Lucia
- 71 Egypt 5.1% compare
- 72 Macau, China 5.1% compare
- 73 Singapore 5.1% compare
- 75 Antigua and Barbuda 5.1% compare
- 76 Uzbekistan 5.0% compare
- 77 Hong Kong, China 5.0% compare
More financial sector data for Saint Lucia
- Net domestic credit (current LCU), per capita 16,389 current LCU per person (2025)
- Net domestic credit (current LCU), per unit of GDP 1.11 current LCU per US$ of GDP (2025)
- Net domestic credit (current LCU), annual growth rate 7.53 % change on previous year (2025)
- Reserves excluding gold, foreign exchange 304.94 million SDR (2025)
- Reserves excluding gold 326.51 million SDR (2025)
- Total reserves (gold at market value) 326.51 million SDR (2025)
- Total reserves (gold at national valuation) 326.51 million SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 1,812 SDR per person (2025)
- Total reserves (gold at national valuation) (SDR), annual growth rate 4.86 % change on previous year (2025)
- Total reserves (gold at market value) (SDR), per capita 1,812 SDR per person (2025)
Frequently asked questions
- What is interest rate spread in Saint Lucia?
- Interest rate spread in Saint Lucia was 5.1% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest interest rate spread recorded in Saint Lucia?
- The highest recorded value was 10.3% in 1986.
- What is the lowest interest rate spread recorded in Saint Lucia?
- The lowest recorded value was 5.1% in 2025.
- How does Saint Lucia rank for interest rate spread?
- Saint Lucia ranks 74th out of 141 countries with data for 2025.
- Is interest rate spread rising or falling in Saint Lucia?
- Over the last ten years it is down 23.0%. The long-run trend across the full record is falling.
- Where does this Saint Lucia data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.
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About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.