Interest rate spread (lending rate minus deposit rate, %) in Antigua and Barbuda
Antigua and Barbuda: Interest rate spread (lending rate minus deposit rate, %) was 5.1% in 2025. ▲ Rising
Interest rate spread in Antigua and Barbuda, 1982–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.
Analysis
Antigua and Barbuda recorded 5.1% for interest rate spread in 2025.
Compared with earlier readings it is down 2.2% on the previous year and down 31.4% over ten years.
Over the whole period, interest rate spread in Antigua and Barbuda peaked at 9.0% in 1994 and was at its lowest, 3.1%, in 1985.
Antigua and Barbuda ranks 75th of 141 countries on this measure, in the middle of the range.
The long-run direction has been consistently rising across the 44 years of available data.
Interest rate spread (lending rate minus deposit rate, %) in Antigua and Barbuda, year by year
| Year | lending rate minus deposit rate, % | Change |
|---|---|---|
| 1982 | 5.9% | — |
| 1983 | 4.0% | -32.2% |
| 1984 | 3.5% | -13.2% |
| 1985 | 3.1% | -12.0% |
| 1986 | 6.6% | +115.2% |
| 1987 | 5.5% | -15.9% |
| 1988 | 4.7% | -15.0% |
| 1989 | 5.6% | +19.7% |
| 1990 | 4.6% | -17.7% |
| 1991 | 6.7% | +43.3% |
| 1992 | 6.9% | +4.4% |
| 1993 | 7.7% | +10.4% |
| 1994 | 9.0% | +16.8% |
| 1995 | 8.7% | -3.2% |
| 1996 | 7.9% | -8.6% |
| 1997 | 7.6% | -3.8% |
| 1998 | 7.9% | +2.9% |
| 1999 | 7.6% | -2.9% |
| 2000 | 7.0% | -8.2% |
| 2001 | 7.1% | +2.0% |
| 2002 | 7.0% | -1.6% |
| 2003 | 8.0% | +13.4% |
| 2004 | 7.8% | -1.5% |
| 2005 | 7.5% | -3.9% |
| 2006 | 7.1% | -6.4% |
| 2007 | 6.9% | -2.0% |
| 2008 | 6.9% | -0.3% |
| 2009 | 6.6% | -4.5% |
| 2010 | 7.6% | +15.9% |
| 2011 | 7.5% | -1.2% |
| 2012 | 7.0% | -7.2% |
| 2013 | 6.9% | -1.3% |
| 2014 | 7.2% | +3.9% |
| 2015 | 7.4% | +2.7% |
| 2016 | 7.6% | +3.8% |
| 2017 | 7.6% | -1.2% |
| 2018 | 7.3% | -3.1% |
| 2019 | 7.0% | -4.0% |
| 2020 | 6.2% | -12.3% |
| 2021 | 5.8% | -5.8% |
| 2022 | 5.8% | -0.9% |
| 2023 | 5.3% | -8.7% |
| 2024 | 5.2% | -1.7% |
| 2025 | 5.1% | -2.2% |
Antigua and Barbuda compared with similar countries
- Antigua and Barbuda's 5.1% is above the median for high income countries, which is 3.1%, 1.6× the median. (38 countries reporting)
- Antigua and Barbuda's 5.1% is below the median for Latin America & Caribbean, which is 6.1%, 82% of the median. (31 countries reporting)
Biggest year-on-year movements
Years where Interest rate spread (lending rate minus deposit rate, %) in Antigua and Barbuda changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 1986 | +115.2% | 3.1% | 6.6% |
| 1991 | +43.3% | 4.6% | 6.7% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 4.9% | 3.1% | 6.6% | 8 |
| 1990s | 7.5% | 4.6% | 9.0% | 10 |
| 2000s | 7.2% | 6.6% | 8.0% | 10 |
| 2010s | 7.3% | 6.9% | 7.6% | 10 |
| 2020s | 5.5% | 5.1% | 6.2% | 6 |
Countries ranked near Antigua and Barbuda
More financial sector data for Antigua and Barbuda
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0.7418 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0.5417 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0.7418 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is interest rate spread in Antigua and Barbuda?
- Interest rate spread in Antigua and Barbuda was 5.1% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest interest rate spread recorded in Antigua and Barbuda?
- The highest recorded value was 9.0% in 1994.
- What is the lowest interest rate spread recorded in Antigua and Barbuda?
- The lowest recorded value was 3.1% in 1985.
- How does Antigua and Barbuda rank for interest rate spread?
- Antigua and Barbuda ranks 75th out of 141 countries with data for 2025.
- Is interest rate spread rising or falling in Antigua and Barbuda?
- Over the last ten years it is down 31.4%. The long-run trend across the full record is rising.
- Where does this Antigua and Barbuda data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 44 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.