Interest rate spread (lending rate minus deposit rate, %) in Guinea

Guinea: Interest rate spread (lending rate minus deposit rate, %) was 4.8% in 2001. ◆ Volatile

Latest (2001)
4.8%
Change on year
down 59.2%
World rank
78th
of 141 countries
All-time high
14.2%
in 1999
All-time low
-2.2%
in 1989
Years of data
15
1987–2001

Interest rate spread in Guinea, 1987–2001

0510151987199420011987: 0 lending rate minus deposit rate, %1988: -1.8 lending rate minus deposit rate, %1989: -2.2 lending rate minus deposit rate, %1990: 0.167 lending rate minus deposit rate, %1991: 2.5 lending rate minus deposit rate, %1992: 4 lending rate minus deposit rate, %1993: 4.8 lending rate minus deposit rate, %1994: 4 lending rate minus deposit rate, %1995: 4 lending rate minus deposit rate, %1996: 4 lending rate minus deposit rate, %1997: 4.8 lending rate minus deposit rate, %1998: 13.2 lending rate minus deposit rate, %1999: 14.2 lending rate minus deposit rate, %2000: 11.9 lending rate minus deposit rate, %2001: 4.8 lending rate minus deposit rate, %

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.

Analysis

The most recent figure for interest rate spread in Guinea is 4.8%, measured in 2001.

That represents a change of down 59.2% on the previous year and up 94.0% over ten years.

Over the whole period, interest rate spread in Guinea peaked at 14.2% in 1999 and was at its lowest, -2.2%, in 1989.

Guinea ranks 78th of 141 countries on this measure, in the middle of the range.

The series is highly variable year to year, so single readings are best treated with caution.

Interest rate spread (lending rate minus deposit rate, %) in Guinea, year by year

Annual values for Interest rate spread (lending rate minus deposit rate, %) in Guinea, 1987 to 2001.
Year lending rate minus deposit rate, % Change
1987 0.0% —
1988 -1.8% —
1989 -2.2% +22.7%
1990 0.2% -107.4%
1991 2.5% +1400.0%
1992 4.0% +60.0%
1993 4.8% +18.8%
1994 4.0% -15.8%
1995 4.0% +0.0%
1996 4.0% +0.0%
1997 4.8% +20.8%
1998 13.2% +172.8%
1999 14.2% +7.7%
2000 11.9% -16.4%
2001 4.8% -59.2%

Guinea compared with similar countries

  • Guinea's 4.8% is below the median for lower middle income countries, which is 6.3%, 77% of the median. (37 countries reporting)
  • Guinea's 4.8% is below the median for Sub-Saharan Africa, which is 6.2%, 78% of the median. (37 countries reporting)

Biggest year-on-year movements

Years where Interest rate spread (lending rate minus deposit rate, %) in Guinea changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.

YearChange FromTo
1991 +1400.0% 0.2% 2.5%

Averages by decade

DecadeAverage LowestHighest Years
1980s -1.4% -2.2% 0.0% 3
1990s 5.6% 0.2% 14.2% 10
2000s 8.4% 4.8% 11.9% 2

Countries ranked near Guinea

  1. 75 Antigua and Barbuda 5.1% compare
  2. 76 Uzbekistan 5.0%
  3. 77 Hong Kong 5.0% compare
  4. 79 Solomon Islands 4.7%
  5. 80 Kenya 4.6% compare
  6. 81 Albania 4.6% compare

See the full ranking of 181 places →

More financial sector data for Guinea

All data for Guinea →

Frequently asked questions

What is interest rate spread in Guinea?
Interest rate spread in Guinea was 4.8% in 2001, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest interest rate spread recorded in Guinea?
The highest recorded value was 14.2% in 1999.
What is the lowest interest rate spread recorded in Guinea?
The lowest recorded value was -2.2% in 1989.
How does Guinea rank for interest rate spread?
Guinea ranks 78th out of 141 countries with data for 2001.
Is interest rate spread rising or falling in Guinea?
Over the last ten years it is up 94.0%. The long-run trend across the full record is volatile.
Where does this Guinea data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.

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Interest rate spread in Guinea. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 09 November 2026, from https://financial-sector.statizoid.com/stat/interest-rate-spread-lending-rate-minus-deposit-rate-percent/guinea/

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About this data

Indicator
Interest rate spread (lending rate minus deposit rate, %)
Unit
lending rate minus deposit rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
181 places, 5,188 data points, 1967–2025
Last refreshed

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.