New Zealand vs Serbia: Interest rate spread (lending rate minus deposit rate, %)
New Zealand
-3.9%
in 2025
Serbia
-6.4%
in 2010
New Zealand rank
140th
Serbia rank
141st
Interest rate spread (lending rate minus deposit rate, %) over time
- New Zealand
- Serbia
How they compare
New Zealand currently reports -3.9% against -6.4% in Serbia, a difference of 2.5%.
The two have swapped places 2 times across 13 shared years of data; in 1998 it was New Zealand ahead.
New Zealand ranks 140th and Serbia ranks 141st of 141 countries.
New Zealand has averaged higher in every one of the 3 decades both report.
Head to head by decade
| Decade | New Zealand | Serbia | Difference | Ahead |
|---|---|---|---|---|
| 1990s | 2.4% | -43.7% | 46.1% | New Zealand |
| 2000s | 1.6% | -0.1% | 1.7% | New Zealand |
| 2010s | 1.7% | -6.4% | 8.1% | New Zealand |
Averages of every year both report within each decade.
Frequently asked questions
- Which has higher interest rate spread, New Zealand or Serbia?
- New Zealand, at -3.9% against -6.4% in Serbia as of 2025.
- What is the difference in interest rate spread between New Zealand and Serbia?
- 2.5%, with New Zealand ahead.
- How many years of comparable data are there for New Zealand and Serbia?
- 13 years are reported by both, from 1998 to 2010.
- How do New Zealand and Serbia rank globally for interest rate spread?
- New Zealand ranks 140th and Serbia ranks 141st of 141 countries.
- Where does this data come from?
- International Financial Statistics database, International Monetary Fund (IMF), published as Interest rate spread (lending rate minus deposit rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.
Individual pages
About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.