Interest rate spread (lending rate minus deposit rate, %) in Serbia
Serbia: Interest rate spread (lending rate minus deposit rate, %) was -6.4% in 2010. ◆ Volatile
Interest rate spread in Serbia, 1997–2010
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.
Analysis
In 2010, interest rate spread in Serbia stood at -6.4%.
The figure is up 24.3% on the previous year and down 108.9% over ten years.
Over the whole period, interest rate spread in Serbia peaked at 72.4% in 2000 and was at its lowest, -58.9%, in 1997.
That places Serbia 141st out of 141 countries with data for 2010, putting it in the bottom quarter.
The series is highly variable year to year, so single readings are best treated with caution.
Interest rate spread (lending rate minus deposit rate, %) in Serbia, year by year
| Year | lending rate minus deposit rate, % | Change |
|---|---|---|
| 1997 | -58.9% | — |
| 1998 | -44.7% | -24.1% |
| 1999 | -42.7% | -4.5% |
| 2000 | 72.4% | -269.5% |
| 2001 | 25.9% | -64.2% |
| 2002 | -21.0% | -180.9% |
| 2003 | -13.9% | -33.8% |
| 2004 | -12.3% | -11.6% |
| 2005 | -11.9% | -2.8% |
| 2006 | -13.2% | +10.6% |
| 2007 | -8.2% | -37.7% |
| 2008 | -10.1% | +22.7% |
| 2009 | -8.5% | -15.6% |
| 2010 | -6.4% | -24.3% |
Serbia compared with similar countries
- Serbia's -6.4% is below the median for upper middle income countries, which is 5.4%. (49 countries reporting)
- Serbia's -6.4% is below the median for Europe & Central Asia, which is 4.0%. (27 countries reporting)
Biggest year-on-year movements
Years where Interest rate spread (lending rate minus deposit rate, %) in Serbia changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2000 | +269.5% | -42.7% | 72.4% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | -48.8% | -58.9% | -42.7% | 3 |
| 2000s | -0.1% | -21.0% | 72.4% | 10 |
| 2010s | -6.4% | -6.4% | -6.4% | 1 |
Countries ranked near Serbia
- 140 New Zealand -3.9% compare
More financial sector data for Serbia
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0006 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 9.8 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0005 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 7.15 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0006 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 9.8 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is interest rate spread in Serbia?
- Interest rate spread in Serbia was -6.4% in 2010, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest interest rate spread recorded in Serbia?
- The highest recorded value was 72.4% in 2000.
- What is the lowest interest rate spread recorded in Serbia?
- The lowest recorded value was -58.9% in 1997.
- How does Serbia rank for interest rate spread?
- Serbia ranks 141st out of 141 countries with data for 2010.
- Is interest rate spread rising or falling in Serbia?
- Over the last ten years it is down 108.9%. The long-run trend across the full record is volatile.
- Where does this Serbia data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.
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About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.