Italy vs United States: Lending interest rate
Lending interest rate over time
- Italy
- United States
How they compare
Italy currently reports 4.1% against 3.2% in United States, a difference of 0.9%.
That makes Italy's figure about 1.3 times United States's.
The two have swapped places 5 times across 33 shared years of data; in 1989 it was Italy ahead.
Italy ranks 139th and United States ranks 142nd of 148 countries.
Across the 5 decades both report, Italy averaged higher in 4 and United States in 1.
Head to head by decade
| Decade | Italy | United States | Difference | Ahead |
|---|---|---|---|---|
| 1980s | 15.0% | 10.9% | 4.1% | Italy |
| 1990s | 12.4% | 8.0% | 4.4% | Italy |
| 2000s | 6.1% | 6.0% | 0.1% | Italy |
| 2010s | 4.0% | 3.7% | 0.2% | Italy |
| 2020s | 2.2% | 3.4% | 1.2% | United States |
Averages of every year both report within each decade.
Frequently asked questions
- Which has higher lending interest rate, Italy or United States?
- Italy, at 4.1% against 3.2% in United States as of 2025.
- What is the difference in lending interest rate between Italy and United States?
- 0.9%, with Italy ahead.
- How many years of comparable data are there for Italy and United States?
- 33 years are reported by both, from 1989 to 2021.
- How do Italy and United States rank globally for lending interest rate?
- Italy ranks 139th and United States ranks 142nd of 148 countries.
- Where does this data come from?
- International Financial Statistics database, International Monetary Fund (IMF), published as Lending interest rate (%). Statizoid refreshes it automatically from the source and publishes the full history for both places.
Individual pages
About this data
Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.