Lending interest rate in Italy
Italy: Lending interest rate was 4.1% in 2025. ◆ Volatile
Lending interest rate in Italy, 1989–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
The most recent figure for lending interest rate in Italy is 4.1%, measured in 2025.
The figure is down 22.5% on the previous year and down 1.4% over ten years.
Over the whole period, lending interest rate in Italy peaked at 16.5% in 1992 and was at its lowest, 2.0%, in 2021.
Italy ranks 139th of 148 countries on this measure, in the bottom quarter.
The series is highly variable year to year, so single readings are best treated with caution.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 15.0% | 15.0% | 15.0% | 1 |
| 1990s | 12.4% | 6.3% | 16.5% | 10 |
| 2000s | 6.1% | 4.8% | 7.3% | 10 |
| 2010s | 4.0% | 2.6% | 5.2% | 10 |
| 2020s | 3.5% | 2.0% | 5.3% | 6 |
Countries ranked near Italy
- 136 Bosnia and Herzegovina 4.2% compare
- 137 South Korea 4.2% compare
- 138 Chile 4.2% compare
- 140 Thailand 3.9% compare
- 141 Sweden 3.7% compare
- 142 United States 3.2% compare
More financial sector data for Italy
- Domestic credit to private sector by banks 59.2% (2024)
- Total reserves in months of imports 5.67 (2025)
- Net domestic credit 3.11 trillion current LCU (2024)
- Net foreign assets -417,852.00 trillion current LCU (2024)
- Monetary Sector credit to private sector 60.3% (2024)
- Claims on central government, etc. 50.8% (2024)
- Domestic credit to private sector 60.3% (2024)
- Official exchange rate 0.885 LCU per US$, period average (2025)
- Net migration 75,448 (2025)
- GDP deflator: linked series 115.8 base year varies by country (2025)
Frequently asked questions
- What is lending interest rate in Italy?
- Lending interest rate in Italy was 4.1% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest lending interest rate recorded in Italy?
- The highest recorded value was 16.5% in 1992.
- What is the lowest lending interest rate recorded in Italy?
- The lowest recorded value was 2.0% in 2021.
- How does Italy rank for lending interest rate?
- Italy ranks 139th out of 148 countries with data for 2025.
- Is lending interest rate rising or falling in Italy?
- Over the last ten years it is down 1.4%. The long-run trend across the full record is volatile.
- Where does this Italy data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Lending interest rate (%). Statizoid updates them automatically from the source API.
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About this data
Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.