Lending interest rate in Bosnia and Herzegovina
Bosnia and Herzegovina: Lending interest rate was 4.2% in 2025. ▼ Falling
Lending interest rate in Bosnia and Herzegovina, 2002–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
In 2025, lending interest rate in Bosnia and Herzegovina stood at 4.2%.
The figure is down 5.1% on the previous year and down 27.1% over ten years.
Over the whole period, lending interest rate in Bosnia and Herzegovina peaked at 12.7% in 2002 and was at its lowest, 3.1%, in 2020.
Bosnia and Herzegovina ranks 137th of 149 countries on this measure, in the bottom quarter.
The long-run direction has been consistently falling across the 24 years of available data.
Lending interest rate in Bosnia and Herzegovina, year by year
| Year | % | Change |
|---|---|---|
| 2002 | 12.7% | — |
| 2003 | 10.9% | -14.4% |
| 2004 | 10.3% | -5.4% |
| 2005 | 9.6% | -6.5% |
| 2006 | 8.0% | -16.6% |
| 2007 | 7.2% | -10.5% |
| 2008 | 7.0% | -2.7% |
| 2009 | 7.9% | +13.7% |
| 2010 | 7.9% | -0.6% |
| 2011 | 7.4% | -5.8% |
| 2012 | 7.3% | -1.4% |
| 2013 | 7.0% | -4.0% |
| 2014 | 6.6% | -5.6% |
| 2015 | 5.8% | -12.8% |
| 2016 | 5.2% | -9.5% |
| 2017 | 4.4% | -16.4% |
| 2018 | 3.8% | -13.5% |
| 2019 | 3.3% | -13.3% |
| 2020 | 3.1% | -6.6% |
| 2021 | 3.2% | +4.2% |
| 2022 | 3.4% | +5.0% |
| 2023 | 4.1% | +22.3% |
| 2024 | 4.5% | +8.2% |
| 2025 | 4.2% | -5.1% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 9.2% | 7.0% | 12.7% | 8 |
| 2010s | 5.9% | 3.3% | 7.9% | 10 |
| 2020s | 3.7% | 3.1% | 4.5% | 6 |
Countries ranked near Bosnia and Herzegovina
More financial sector data for Bosnia and Herzegovina
- Net domestic credit (current LCU), per capita 9,434 current LCU per person (2025)
- Net domestic credit (current LCU), per unit of GDP 0.9087 current LCU per US$ of GDP (2025)
- Net domestic credit (current LCU), annual growth rate 13.66 % change on previous year (2025)
- Gold reserves at 35 SDRs per ounce 3.92 million SDR (2024)
- Gold reserves at market value 224.07 million SDR (2024)
- Reserves excluding gold, foreign exchange 7.00 billion SDR (2024)
- Reserves excluding gold 7.00 billion SDR (2024)
- Total reserves (gold at market value) 7.22 billion SDR (2024)
- Total reserves (gold at national valuation) 7.23 billion SDR (2024)
- Total reserves (gold at national valuation) (SDR), per capita 2,284 SDR per person (2024)
Frequently asked questions
- What is lending interest rate in Bosnia and Herzegovina?
- Lending interest rate in Bosnia and Herzegovina was 4.2% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest lending interest rate recorded in Bosnia and Herzegovina?
- The highest recorded value was 12.7% in 2002.
- What is the lowest lending interest rate recorded in Bosnia and Herzegovina?
- The lowest recorded value was 3.1% in 2020.
- How does Bosnia and Herzegovina rank for lending interest rate?
- Bosnia and Herzegovina ranks 137th out of 149 countries with data for 2025.
- Is lending interest rate rising or falling in Bosnia and Herzegovina?
- Over the last ten years it is down 27.1%. The long-run trend across the full record is falling.
- Where does this Bosnia and Herzegovina data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Lending interest rate (%). Statizoid updates them automatically from the source API.
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About this data
Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.