China vs India: Number of Loan Accounts, Commercial Banks, of Which: Household Sector

China
5.23 billion
in 2020
India
390.69 million
in 2024
China rank
1st
India rank
3rd

Number of Loan Accounts, Commercial Banks, of Which: Household Sector over time

  • China
  • India
02.0B4.0B6.0B200420142024

How they compare

China currently reports 5.23 billion against 390.69 million in India, a difference of 4.84 billion.

That makes China's figure about 13.4 times India's.

Across all 7 years both countries report, China has been ahead every year.

China ranks 1st and India ranks 3rd of 100 countries.

China has averaged higher in every one of the 2 decades both report.

Head to head by decade

Decade China India Difference Ahead
2010s 1.46 billion 134.05 million 1.33 billion China
2020s 5.23 billion 263.70 million 4.97 billion China

Averages of every year both report within each decade.

Frequently asked questions

Which has higher number of loan accounts, commercial banks, of which: household sector, China or India?
China, at 5.23 billion against 390.69 million in India as of 2020.
What is the difference in number of loan accounts, commercial banks, of which: household sector between China and India?
4.84 billion, with China ahead.
How many years of comparable data are there for China and India?
7 years are reported by both, from 2012 to 2020.
How do China and India rank globally for number of loan accounts, commercial banks, of which: household sector?
China ranks 1st and India ranks 3rd of 100 countries.
Where does this data come from?
International Monetary Fund, published as Number of Loan Accounts, Commercial Banks, of Which: Household Sector Loan Accounts. Statizoid refreshes it automatically from the source and publishes the full history for both places.

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China vs India: Number of Loan Accounts, Commercial Banks, of Which: Household Sector. Statizoid, drawing on International Monetary Fund. Retrieved 19 September 2026, from https://financial-sector.statizoid.com/compare/number-of-loan-accounts-commercial-banks-of-which-household-sector-loan-accounts/china/india/

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About this data

Indicator
Number of Loan Accounts, Commercial Banks, of Which: Household Sector Loan Accounts
Source
International Monetary Fund
Licence
IMF Terms and Conditions (attribution required)
Coverage
100 places, 1,426 data points, 2004–2025
Last refreshed

Gender-disaggregated data on access to and use of financial services.