Number of Loan Accounts, Commercial Banks, of Which: Household Sector in China

China: Number of Loan Accounts, Commercial Banks, of Which: Household Sector was 5.23 billion in 2020. ◆ Volatile

Latest (2020)
5.23 billion
Change on year
up 143.6%
World rank
1st
of 100 countries
All-time high
5.23 billion
in 2020
All-time low
938.00 million
in 2012
Years of data
7
2012–2020

Number of Loan Accounts, Commercial Banks, of Which: Household Sector in China, 2012–2020

1.0B2.0B3.0B4.0B5.0B2012201620202012: 938.0M2013: 1.1B2014: 1.3B2015: 1.5B2016: 1.8B2019: 2.1B2020: 5.2B

Source: International Monetary Fund.

Analysis

The most recent figure for number of loan accounts, commercial banks, of which: household sector in China is 5.23 billion, measured in 2020. That is the highest value across all 7 years on record.

Compared with earlier readings it is up 143.6% on the previous year and up 457.6% over ten years.

Over the whole period, number of loan accounts, commercial banks, of which: household sector in China peaked at 5.23 billion in 2020 and was at its lowest, 938.00 million, in 2012.

That places China 1st out of 100 countries with data for 2020, putting it in the top 10%.

Number of Loan Accounts, Commercial Banks, of Which: Household Sector in China, year by year

Annual values for Number of Loan Accounts, Commercial Banks, of Which: Household Sector Loan Accounts in China, 2012 to 2020.
Year Value Change
2012 938.00 million
2013 1.06 billion +13.5%
2014 1.27 billion +19.1%
2015 1.50 billion +17.9%
2016 1.85 billion +23.6%
2019 2.15 billion +16.2%
2020 5.23 billion +143.6%

China compared with similar countries

  • China's 5.23 billion is above the median for upper middle income countries, which is 1.03 million, 5071.0× the median. (39 countries reporting)
  • China's 5.23 billion is above the median for East Asia & Pacific, which is 1.35 million, 3867.0× the median. (14 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2010s 1.46 billion 938.00 million 2.15 billion 6
2020s 5.23 billion 5.23 billion 5.23 billion 1

Countries ranked near China

  1. 2 Brazil 715.01 million compare
  2. 3 India 390.69 million compare
  3. 4 Mexico 71.65 million compare

See the full ranking of 100 places →

More financial sector data for China

All data for China →

Frequently asked questions

What is number of loan accounts, commercial banks, of which: household sector in China?
Number of loan accounts, commercial banks, of which: household sector in China was 5.23 billion in 2020, according to International Monetary Fund.
What is the highest number of loan accounts, commercial banks, of which: household sector recorded in China?
The highest recorded value was 5.23 billion in 2020.
What is the lowest number of loan accounts, commercial banks, of which: household sector recorded in China?
The lowest recorded value was 938.00 million in 2012.
How does China rank for number of loan accounts, commercial banks, of which: household sector?
China ranks 1st out of 100 countries with data for 2020.
Is number of loan accounts, commercial banks, of which: household sector rising or falling in China?
Over the last ten years it is up 457.6%. The long-run trend across the full record is volatile.
Where does this China data come from?
The figures come from International Monetary Fund, published as part of Number of Loan Accounts, Commercial Banks, of Which: Household Sector Loan Accounts. Statizoid updates them automatically from the source API.

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Number of Loan Accounts, Commercial Banks, of Which: Household Sector in China. Statizoid, drawing on International Monetary Fund. Retrieved 19 September 2026, from https://financial-sector.statizoid.com/stat/number-of-loan-accounts-commercial-banks-of-which-household-sector-loan-accounts/china/

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About this data

Indicator
Number of Loan Accounts, Commercial Banks, of Which: Household Sector Loan Accounts
Source
International Monetary Fund
Licence
IMF Terms and Conditions (attribution required)
Coverage
100 places, 1,426 data points, 2004–2025
Last refreshed

Gender-disaggregated data on access to and use of financial services.