Azerbaijan vs Hong Kong: Risk premium on lending (lending rate minus treasury bill rate, %)
Risk premium on lending (lending rate minus treasury bill rate, %) over time
- Azerbaijan
- Hong Kong
How they compare
Hong Kong currently reports 2.7% against 2.2% in Azerbaijan, a difference of 0.5%.
That makes Hong Kong's figure about 1.2 times Azerbaijan's.
The two have swapped places 3 times across 19 shared years of data; in 1998 it was Azerbaijan ahead.
Azerbaijan ranks 59th and Hong Kong ranks 56th of 86 countries.
Azerbaijan has averaged higher in every one of the 3 decades both report.
Head to head by decade
| Decade | Azerbaijan | Hong Kong | Difference | Ahead |
|---|---|---|---|---|
| 1990s | 3.5% | 2.9% | 0.6% | Azerbaijan |
| 2000s | 8.0% | 4.1% | 3.9% | Azerbaijan |
| 2010s | 12.8% | 4.8% | 8.0% | Azerbaijan |
Averages of every year both report within each decade.
Frequently asked questions
- Which has higher risk premium on lending, Azerbaijan or Hong Kong?
- Hong Kong, at 2.7% against 2.2% in Azerbaijan as of 2025.
- What is the difference in risk premium on lending between Azerbaijan and Hong Kong?
- 0.5%, with Hong Kong ahead.
- How many years of comparable data are there for Azerbaijan and Hong Kong?
- 19 years are reported by both, from 1998 to 2017.
- How do Azerbaijan and Hong Kong rank globally for risk premium on lending?
- Azerbaijan ranks 59th and Hong Kong ranks 56th of 86 countries.
- Where does this data come from?
- International Financial Statistics database, International Monetary Fund (IMF), published as Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.
Individual pages
About this data
Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.