Risk premium on lending (lending rate minus treasury bill rate, %) in Azerbaijan
Azerbaijan: Risk premium on lending (lending rate minus treasury bill rate, %) was 2.2% in 2017. ◆ Volatile
Risk premium on lending in Azerbaijan, 1998–2017
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus treasury bill rate, %.
Analysis
Azerbaijan recorded 2.2% for risk premium on lending in 2017.
That represents a change of down 35.2% on the previous year and down 73.9% over ten years.
Over the whole period, risk premium on lending in Azerbaijan peaked at 18.9% in 2010 and was at its lowest, 1.2%, in 1999.
Azerbaijan ranks 59th of 86 countries on this measure, in the middle of the range.
The series is highly variable year to year, so single readings are best treated with caution.
Risk premium on lending (lending rate minus treasury bill rate, %) in Azerbaijan, year by year
| Year | lending rate minus treasury bill rate, % | Change |
|---|---|---|
| 1998 | 5.8% | — |
| 1999 | 1.2% | -79.5% |
| 2000 | 2.9% | +148.1% |
| 2001 | 3.2% | +9.3% |
| 2002 | 3.3% | +1.7% |
| 2003 | 7.5% | +129.4% |
| 2004 | 11.1% | +48.8% |
| 2005 | 9.5% | -14.3% |
| 2006 | 7.8% | -17.7% |
| 2007 | 8.5% | +8.5% |
| 2008 | 9.3% | +9.7% |
| 2009 | 16.7% | +79.6% |
| 2010 | 18.9% | +12.8% |
| 2011 | 16.7% | -11.5% |
| 2012 | 15.9% | -4.7% |
| 2013 | 16.3% | +2.5% |
| 2014 | 16.0% | -2.2% |
| 2016 | 3.4% | -78.6% |
| 2017 | 2.2% | -35.2% |
Azerbaijan compared with similar countries
- Azerbaijan's 2.2% is below the median for upper middle income countries, which is 4.3%, 51% of the median. (29 countries reporting)
- Azerbaijan's 2.2% is below the median for Europe & Central Asia, which is 3.1%, 72% of the median. (19 countries reporting)
Biggest year-on-year movements
Years where Risk premium on lending (lending rate minus treasury bill rate, %) in Azerbaijan changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2000 | +148.1% | 1.2% | 2.9% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 3.5% | 1.2% | 5.8% | 2 |
| 2000s | 8.0% | 2.9% | 16.7% | 10 |
| 2010s | 12.8% | 2.2% | 18.9% | 7 |
Countries ranked near Azerbaijan
More financial sector data for Azerbaijan
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.001 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 7.73 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0008 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 5.64 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.001 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 7.73 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is risk premium on lending in Azerbaijan?
- Risk premium on lending in Azerbaijan was 2.2% in 2017, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest risk premium on lending recorded in Azerbaijan?
- The highest recorded value was 18.9% in 2010.
- What is the lowest risk premium on lending recorded in Azerbaijan?
- The lowest recorded value was 1.2% in 1999.
- How does Azerbaijan rank for risk premium on lending?
- Azerbaijan ranks 59th out of 86 countries with data for 2017.
- Is risk premium on lending rising or falling in Azerbaijan?
- Over the last ten years it is down 73.9%. The long-run trend across the full record is volatile.
- Where does this Azerbaijan data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid updates them automatically from the source API.
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About this data
Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.