Egypt vs Zambia: Risk premium on lending

Egypt
-3.4%
in 2024
Zambia
-11.3%
in 2020
Egypt rank
83rd
Zambia rank
86th

Risk premium on lending over time

  • Egypt
  • Zambia
-1001020197820012024

How they compare

Egypt currently reports -3.4% against -11.3% in Zambia, a difference of 7.9%.

The two have swapped places 3 times across 24 shared years of data; in 1997 it was Zambia ahead.

Egypt ranks 83rd and Zambia ranks 86th of 86 countries.

Across the 4 decades both report, Egypt averaged higher in 2 and Zambia in 2.

Head to head by decade

Decade Egypt Zambia Difference Ahead
1990s 4.3% 9.5% 5.1% Zambia
2000s 4.1% 9.3% 5.2% Zambia
2010s -0.3% -1.2% 0.9% Egypt
2020s -1.8% -11.3% 9.6% Egypt

Averages of every year both report within each decade.

Frequently asked questions

Which has higher risk premium on lending, Egypt or Zambia?
Egypt, at -3.4% against -11.3% in Zambia as of 2024.
What is the difference in risk premium on lending between Egypt and Zambia?
7.9%, with Egypt ahead.
How many years of comparable data are there for Egypt and Zambia?
24 years are reported by both, from 1997 to 2020.
How do Egypt and Zambia rank globally for risk premium on lending?
Egypt ranks 83rd and Zambia ranks 86th of 86 countries.
Where does this data come from?
International Financial Statistics database, International Monetary Fund (IMF), published as Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Egypt vs Zambia: Risk premium on lending. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 13 September 2026, from https://financial-sector.statizoid.com/compare/risk-premium-on-lending-lending-rate-minus-treasury-bill-rate-percent/egypt-arab-rep/zambia/

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About this data

Indicator
Risk premium on lending (lending rate minus treasury bill rate, %)
Unit
lending rate minus treasury bill rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
86 places, 2,478 data points, 1960–2025
Last refreshed

Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.