Risk premium on lending in Egypt
Egypt: Risk premium on lending was -3.4% in 2024. ◆ Volatile
Risk premium on lending in Egypt, 1997–2024
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus treasury bill rate, %.
Analysis
The most recent figure for risk premium on lending in Egypt is -3.4%, measured in 2024.
The figure is up 38.5% on the previous year and down 599.5% over ten years.
Over the whole period, risk premium on lending in Egypt peaked at 6.9% in 2002 and was at its lowest, -5.6%, in 2023.
That places Egypt 83rd out of 86 countries with data for 2024, putting it in the bottom quarter.
The series is highly variable year to year, so single readings are best treated with caution.
Risk premium on lending in Egypt, year by year
| Year | lending rate minus treasury bill rate, % | Change |
|---|---|---|
| 1997 | 4.7% | — |
| 1998 | 4.2% | -9.8% |
| 1999 | 4.1% | -2.0% |
| 2000 | 4.2% | +1.2% |
| 2001 | 4.6% | +9.2% |
| 2002 | 6.9% | +51.1% |
| 2003 | 4.6% | -33.2% |
| 2004 | 3.6% | -21.0% |
| 2005 | 3.7% | +1.9% |
| 2006 | 3.7% | +0.7% |
| 2007 | 5.0% | +33.1% |
| 2008 | 2.8% | -42.8% |
| 2009 | 1.8% | -36.4% |
| 2010 | 1.4% | -24.6% |
| 2011 | -1.0% | -170.0% |
| 2012 | -1.6% | +68.0% |
| 2013 | 0.0% | -100.5% |
| 2014 | 0.7% | +7846.2% |
| 2015 | 0.4% | -42.7% |
| 2016 | -0.7% | -265.3% |
| 2017 | -1.3% | +93.6% |
| 2018 | -0.6% | -55.3% |
| 2019 | -0.7% | +18.4% |
| 2020 | -1.8% | +161.6% |
| 2021 | -3.3% | +87.5% |
| 2022 | -4.2% | +27.2% |
| 2023 | -5.6% | +33.9% |
| 2024 | -3.4% | -38.5% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 4.3% | 4.1% | 4.7% | 3 |
| 2000s | 4.1% | 1.8% | 6.9% | 10 |
| 2010s | -0.3% | -1.6% | 1.4% | 10 |
| 2020s | -3.6% | -5.6% | -1.8% | 5 |
Countries ranked near Egypt
- 80 United Kingdom of Great Britain and Northern Ireland 0.1% compare
- 81 Republic of Moldova -0.1% compare
- 82 Bangladesh -2.1% compare
- 84 South Sudan -6.1% compare
- 85 Serbia -6.2% compare
- 86 Zambia -11.3% compare
More financial sector data for Egypt
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.001 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 3.16 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0007 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 2.31 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.001 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 3.16 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is risk premium on lending in Egypt?
- Risk premium on lending in Egypt was -3.4% in 2024, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest risk premium on lending recorded in Egypt?
- The highest recorded value was 6.9% in 2002.
- What is the lowest risk premium on lending recorded in Egypt?
- The lowest recorded value was -5.6% in 2023.
- How does Egypt rank for risk premium on lending?
- Egypt ranks 83rd out of 86 countries with data for 2024.
- Is risk premium on lending rising or falling in Egypt?
- Over the last ten years it is down 599.5%. The long-run trend across the full record is volatile.
- Where does this Egypt data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid updates them automatically from the source API.
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About this data
Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.