Risk premium on lending in Republic of Moldova
Republic of Moldova: Risk premium on lending was -0.1% in 2025. ◆ Volatile
Risk premium on lending in Republic of Moldova, 1996–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus treasury bill rate, %.
Analysis
The most recent figure for risk premium on lending in Republic of Moldova is -0.1%, measured in 2025.
Compared with earlier readings it is down 103.1% on the previous year and up 98.1% over ten years.
Over the whole period, risk premium on lending in Republic of Moldova peaked at 17.5% in 2002 and was at its lowest, -8.0%, in 1996.
Republic of Moldova ranks 81st of 86 countries on this measure, in the bottom quarter.
The series is highly variable year to year, so single readings are best treated with caution.
Risk premium on lending in Republic of Moldova, year by year
| Year | lending rate minus treasury bill rate, % | Change |
|---|---|---|
| 1996 | -8.0% | — |
| 1997 | 7.9% | -198.0% |
| 1998 | -3.4% | -143.0% |
| 1999 | 3.3% | -196.6% |
| 2000 | 9.1% | +180.5% |
| 2001 | 13.7% | +49.7% |
| 2002 | 17.5% | +28.1% |
| 2003 | 3.5% | -79.9% |
| 2004 | 8.7% | +145.7% |
| 2005 | 15.5% | +79.3% |
| 2006 | 10.7% | -31.1% |
| 2007 | 5.3% | -50.4% |
| 2008 | 2.2% | -59.0% |
| 2009 | 8.7% | +301.8% |
| 2010 | 9.2% | +5.8% |
| 2011 | 2.7% | -70.4% |
| 2012 | 7.2% | +162.4% |
| 2013 | 6.7% | -6.0% |
| 2014 | 4.3% | -36.7% |
| 2015 | -6.4% | -251.1% |
| 2016 | -1.1% | -82.2% |
| 2017 | 3.6% | -410.8% |
| 2018 | 4.1% | +14.7% |
| 2019 | 2.0% | -50.8% |
| 2020 | 3.0% | +48.7% |
| 2021 | 1.6% | -45.1% |
| 2022 | -6.2% | -477.2% |
| 2023 | 3.2% | -151.3% |
| 2024 | 4.0% | +25.5% |
| 2025 | -0.1% | -103.1% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | -0.1% | -8.0% | 7.9% | 4 |
| 2000s | 9.5% | 2.2% | 17.5% | 10 |
| 2010s | 3.2% | -6.4% | 9.2% | 10 |
| 2020s | 0.9% | -6.2% | 4.0% | 6 |
Countries ranked near Republic of Moldova
- 78 Mexico 0.7% compare
- 79 Libya 0.6% compare
- 80 United Kingdom of Great Britain and Northern Ireland 0.1% compare
- 82 Bangladesh -2.1% compare
- 83 Egypt -3.4% compare
- 84 South Sudan -6.1% compare
More financial sector data for Republic of Moldova
- Net domestic credit (current LCU), per capita 46,628 current LCU per person (2025)
- Net domestic credit (current LCU), per unit of GDP 5.41 current LCU per US$ of GDP (2025)
- Net domestic credit (current LCU), annual growth rate 24.94 % change on previous year (2025)
- Gold reserves at 35 SDRs per ounce 83,421 SDR (2025)
- Gold reserves at market value 7.60 million SDR (2025)
- Reserves excluding gold, foreign exchange 4.38 billion SDR (2025)
- Reserves excluding gold 4.38 billion SDR (2025)
- Total reserves (gold at market value) 4.39 billion SDR (2025)
- Total reserves (gold at national valuation) 4.39 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 1,858 SDR per person (2025)
Frequently asked questions
- What is risk premium on lending in Republic of Moldova?
- Risk premium on lending in Republic of Moldova was -0.1% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest risk premium on lending recorded in Republic of Moldova?
- The highest recorded value was 17.5% in 2002.
- What is the lowest risk premium on lending recorded in Republic of Moldova?
- The lowest recorded value was -8.0% in 1996.
- How does Republic of Moldova rank for risk premium on lending?
- Republic of Moldova ranks 81st out of 86 countries with data for 2025.
- Is risk premium on lending rising or falling in Republic of Moldova?
- Over the last ten years it is up 98.1%. The long-run trend across the full record is volatile.
- Where does this Republic of Moldova data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid updates them automatically from the source API.
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About this data
Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.