Risk premium on lending in United Kingdom of Great Britain and Northern Ireland
United Kingdom of Great Britain and Northern Ireland: Risk premium on lending was 0.1% in 2014. ◆ Volatile
Risk premium on lending in United Kingdom of Great Britain and Northern Ireland, 1967–2014
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus treasury bill rate, %.
Analysis
The most recent figure for risk premium on lending in United Kingdom of Great Britain and Northern Ireland is 0.1%, measured in 2014.
That represents a change of down 39.6% on the previous year and up 340.2% over ten years.
Over the whole period, risk premium on lending in United Kingdom of Great Britain and Northern Ireland peaked at 2.0% in 1972 and was at its lowest, -2.4%, in 1974.
United Kingdom of Great Britain and Northern Ireland ranks 80th of 86 countries on this measure, in the bottom quarter.
The series is highly variable year to year, so single readings are best treated with caution.
Risk premium on lending in United Kingdom of Great Britain and Northern Ireland, year by year
| Year | lending rate minus treasury bill rate, % | Change |
|---|---|---|
| 1967 | -0.3% | — |
| 1968 | -1.0% | +201.6% |
| 1969 | -1.0% | +5.2% |
| 1970 | 0.2% | -122.7% |
| 1971 | 1.9% | +732.1% |
| 1972 | 2.0% | +3.9% |
| 1973 | -1.3% | -164.8% |
| 1974 | -2.4% | +83.4% |
| 1975 | 0.3% | -112.4% |
| 1976 | -0.1% | -118.7% |
| 1977 | 1.3% | -2373.2% |
| 1978 | 0.6% | -53.1% |
| 1979 | 0.7% | +18.2% |
| 1980 | 1.2% | +71.6% |
| 1981 | 0.3% | -77.6% |
| 1982 | 0.6% | +107.0% |
| 1983 | 0.2% | -57.2% |
| 1984 | 0.4% | +60.8% |
| 1985 | 0.7% | +72.1% |
| 1986 | 0.6% | -13.7% |
| 1987 | 0.5% | -10.6% |
| 1988 | 0.3% | -41.0% |
| 1989 | 0.6% | +88.7% |
| 1990 | 0.7% | +20.1% |
| 1991 | 0.9% | +29.4% |
| 1992 | 0.6% | -28.2% |
| 1993 | 0.8% | +27.7% |
| 1994 | 0.3% | -61.4% |
| 1995 | 0.4% | +19.1% |
| 1996 | 0.2% | -50.6% |
| 1997 | 0.1% | -55.1% |
| 1998 | 0.4% | +399.9% |
| 1999 | 0.3% | -24.7% |
| 2000 | 0.2% | -46.9% |
| 2001 | 0.4% | +119.8% |
| 2002 | 0.1% | -61.7% |
| 2003 | 0.1% | +2.8% |
| 2004 | -0.0% | -135.4% |
| 2005 | 0.1% | -295.4% |
| 2006 | -0.0% | -110.1% |
| 2007 | -0.0% | +57.5% |
| 2008 | 0.4% | -2482.2% |
| 2009 | 0.1% | -68.1% |
| 2010 | 0.0% | -96.9% |
| 2011 | 0.0% | +284.8% |
| 2012 | 0.2% | +1223.6% |
| 2013 | 0.2% | +6.0% |
| 2014 | 0.1% | -39.6% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1960s | -0.8% | -1.0% | -0.3% | 3 |
| 1970s | 0.3% | -2.4% | 2.0% | 10 |
| 1980s | 0.5% | 0.2% | 1.2% | 10 |
| 1990s | 0.5% | 0.1% | 0.9% | 10 |
| 2000s | 0.1% | -0.0% | 0.4% | 10 |
| 2010s | 0.1% | 0.0% | 0.2% | 5 |
Countries ranked near United Kingdom of Great Britain and Northern Ireland
More financial sector data for United Kingdom of Great Britain and Northern Ireland
- Reserve position in the IMF, US dollar, annual growth rate 10.56 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0018 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 104.99 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 5.29 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0013 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 76.66 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 10.56 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0018 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 104.99 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 5.29 % change on previous year (2025)
All data for United Kingdom of Great Britain and Northern Ireland →
Frequently asked questions
- What is risk premium on lending in United Kingdom of Great Britain and Northern Ireland?
- Risk premium on lending in United Kingdom of Great Britain and Northern Ireland was 0.1% in 2014, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest risk premium on lending recorded in United Kingdom of Great Britain and Northern Ireland?
- The highest recorded value was 2.0% in 1972.
- What is the lowest risk premium on lending recorded in United Kingdom of Great Britain and Northern Ireland?
- The lowest recorded value was -2.4% in 1974.
- How does United Kingdom of Great Britain and Northern Ireland rank for risk premium on lending?
- United Kingdom of Great Britain and Northern Ireland ranks 80th out of 86 countries with data for 2014.
- Is risk premium on lending rising or falling in United Kingdom of Great Britain and Northern Ireland?
- Over the last ten years it is up 340.2%. The long-run trend across the full record is volatile.
- Where does this United Kingdom of Great Britain and Northern Ireland data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid updates them automatically from the source API.
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About this data
Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.