Risk premium on lending (lending rate minus treasury bill rate, %) in Libya
Libya: Risk premium on lending (lending rate minus treasury bill rate, %) was 0.6% in 2004. ▼ Falling
Risk premium on lending in Libya, 1980–2004
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus treasury bill rate, %.
Analysis
Libya recorded 0.6% for risk premium on lending in 2004. That is the lowest value across all 20 years on record.
That represents a change of down 61.1% on the previous year and down 61.1% over ten years.
Over the whole period, risk premium on lending in Libya peaked at 1.5% in 1980 and was at its lowest, 0.6%, in 2004.
Libya ranks 78th of 86 countries on this measure, in the bottom quarter.
The long-run direction has been consistently falling across the 20 years of available data.
Risk premium on lending (lending rate minus treasury bill rate, %) in Libya, year by year
| Year | lending rate minus treasury bill rate, % | Change |
|---|---|---|
| 1980 | 1.5% | — |
| 1981 | 1.5% | +0.0% |
| 1982 | 1.5% | +0.0% |
| 1983 | 1.5% | +0.0% |
| 1984 | 1.5% | +0.0% |
| 1985 | 1.5% | +0.0% |
| 1986 | 1.5% | +0.0% |
| 1987 | 1.5% | +0.0% |
| 1988 | 1.5% | +0.0% |
| 1989 | 1.5% | +0.0% |
| 1990 | 1.5% | +0.0% |
| 1991 | 1.5% | +0.0% |
| 1992 | 1.5% | +0.0% |
| 1993 | 1.5% | +0.0% |
| 1999 | 1.5% | +0.0% |
| 2000 | 1.5% | +0.0% |
| 2001 | 1.5% | +0.0% |
| 2002 | 1.5% | +0.0% |
| 2003 | 1.5% | +0.0% |
| 2004 | 0.6% | -61.1% |
Libya compared with similar countries
- Libya's 0.6% is below the median for upper middle income countries, which is 4.3%, 14% of the median. (29 countries reporting)
- Libya's 0.6% is below the median for Middle East, North Africa, Afghanistan & Pakistan, which is 4.1%, 14% of the median. (9 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 1.5% | 1.5% | 1.5% | 10 |
| 1990s | 1.5% | 1.5% | 1.5% | 5 |
| 2000s | 1.3% | 0.6% | 1.5% | 5 |
Countries ranked near Libya
- 75 Uruguay 1.1% compare
- 76 Pakistan 1.1%
- 77 Mexico 0.7% compare
- 79 United Kingdom 0.1% compare
- 80 Moldova -0.1% compare
- 81 Bangladesh -2.1%
More financial sector data for Libya
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0116 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 74.95 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0085 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 54.73 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0116 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 74.95 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is risk premium on lending in Libya?
- Risk premium on lending in Libya was 0.6% in 2004, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest risk premium on lending recorded in Libya?
- The highest recorded value was 1.5% in 1980.
- What is the lowest risk premium on lending recorded in Libya?
- The lowest recorded value was 0.6% in 2004.
- How does Libya rank for risk premium on lending?
- Libya ranks 78th out of 86 countries with data for 2004.
- Is risk premium on lending rising or falling in Libya?
- Over the last ten years it is down 61.1%. The long-run trend across the full record is falling.
- Where does this Libya data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid updates them automatically from the source API.
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About this data
Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.