Risk premium on lending in Bangladesh
Bangladesh: Risk premium on lending was -2.1% in 2025. ◆ Volatile
Risk premium on lending in Bangladesh, 2006–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus treasury bill rate, %.
Analysis
The most recent figure for risk premium on lending in Bangladesh is -2.1%, measured in 2025. That is the lowest value across all 20 years on record.
Compared with earlier readings it is down 27.5% on the previous year and down 135.7% over ten years.
Over the whole period, risk premium on lending in Bangladesh peaked at 9.4% in 2011 and was at its lowest, -2.1%, in 2025.
Bangladesh ranks 82nd of 86 countries on this measure, in the bottom quarter.
The series is highly variable year to year, so single readings are best treated with caution.
Risk premium on lending in Bangladesh, year by year
| Year | lending rate minus treasury bill rate, % | Change |
|---|---|---|
| 2006 | 4.1% | — |
| 2007 | 5.0% | +21.5% |
| 2008 | 5.1% | +2.0% |
| 2009 | 7.0% | +37.1% |
| 2010 | 7.7% | +9.7% |
| 2011 | 9.4% | +22.3% |
| 2012 | 3.2% | -66.4% |
| 2013 | 4.9% | +55.2% |
| 2014 | 5.8% | +17.1% |
| 2015 | 5.9% | +3.2% |
| 2016 | 7.0% | +18.0% |
| 2017 | 6.2% | -11.8% |
| 2018 | 7.3% | +17.6% |
| 2019 | 3.8% | -47.3% |
| 2020 | 3.5% | -8.0% |
| 2021 | 6.0% | +70.3% |
| 2022 | 2.1% | -65.2% |
| 2023 | -0.1% | -106.9% |
| 2024 | -1.7% | +1063.8% |
| 2025 | -2.1% | +27.5% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 5.3% | 4.1% | 7.0% | 4 |
| 2010s | 6.1% | 3.2% | 9.4% | 10 |
| 2020s | 1.3% | -2.1% | 6.0% | 6 |
Countries ranked near Bangladesh
- 79 Libya 0.6%
- 80 United Kingdom of Great Britain and Northern Ireland 0.1% compare
- 81 Republic of Moldova -0.1% compare
- 83 Egypt -3.4% compare
- 84 South Sudan -6.1% compare
- 85 Serbia -6.2% compare
More financial sector data for Bangladesh
- Reserve position in the IMF, US dollar, annual growth rate 5.07 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0004 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 1.05 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0.0537 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0003 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0.7636 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.07 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0004 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 1.05 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0.0537 % change on previous year (2025)
Frequently asked questions
- What is risk premium on lending in Bangladesh?
- Risk premium on lending in Bangladesh was -2.1% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest risk premium on lending recorded in Bangladesh?
- The highest recorded value was 9.4% in 2011.
- What is the lowest risk premium on lending recorded in Bangladesh?
- The lowest recorded value was -2.1% in 2025.
- How does Bangladesh rank for risk premium on lending?
- Bangladesh ranks 82nd out of 86 countries with data for 2025.
- Is risk premium on lending rising or falling in Bangladesh?
- Over the last ten years it is down 135.7%. The long-run trend across the full record is volatile.
- Where does this Bangladesh data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid updates them automatically from the source API.
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CSV · JSON — 20 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.