New Zealand vs United Kingdom: Risk premium on lending (lending rate minus treasury bill rate, %)
Risk premium on lending (lending rate minus treasury bill rate, %) over time
- New Zealand
- United Kingdom
How they compare
United Kingdom currently reports 0.1% against -3.1% in New Zealand, a difference of 3.2%.
Across all 17 years both countries report, New Zealand has been ahead every year.
New Zealand ranks 82nd and United Kingdom ranks 79th of 86 countries.
New Zealand has averaged higher in every one of the 3 decades both report.
Head to head by decade
| Decade | New Zealand | United Kingdom | Difference | Ahead |
|---|---|---|---|---|
| 1990s | 2.2% | 0.4% | 1.8% | New Zealand |
| 2000s | 1.7% | 0.1% | 1.6% | New Zealand |
| 2010s | 3.2% | 0.1% | 3.1% | New Zealand |
Averages of every year both report within each decade.
Frequently asked questions
- Which has higher risk premium on lending, New Zealand or United Kingdom?
- United Kingdom, at 0.1% against -3.1% in New Zealand as of 2014.
- What is the difference in risk premium on lending between New Zealand and United Kingdom?
- 3.2%, with United Kingdom ahead.
- How many years of comparable data are there for New Zealand and United Kingdom?
- 17 years are reported by both, from 1998 to 2014.
- How do New Zealand and United Kingdom rank globally for risk premium on lending?
- New Zealand ranks 82nd and United Kingdom ranks 79th of 86 countries.
- Where does this data come from?
- International Financial Statistics database, International Monetary Fund (IMF), published as Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.
Individual pages
About this data
Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.