Pakistan vs United Kingdom of Great Britain and Northern Ireland: Risk premium on lending

Pakistan
1.1%
in 2021
United Kingdom of Great Britain and Northern Ireland
0.1%
in 2014
Pakistan rank
77th
United Kingdom of Great Britain and Northern Ireland rank
80th

Risk premium on lending over time

  • Pakistan
  • United Kingdom of Great Britain and Northern Ireland
-2024196719942021

How they compare

Pakistan currently reports 1.1% against 0.1% in United Kingdom of Great Britain and Northern Ireland, a difference of 1.0%.

That makes Pakistan's figure about 9.0 times United Kingdom of Great Britain and Northern Ireland's.

Across all 11 years both countries report, Pakistan has been ahead every year.

Pakistan ranks 77th and United Kingdom of Great Britain and Northern Ireland ranks 80th of 86 countries.

Pakistan has averaged higher in every one of the 2 decades both report.

Head to head by decade

Decade Pakistan United Kingdom of Great Britain and Northern Ireland Difference Ahead
2000s 2.6% 0.1% 2.5% Pakistan
2010s 2.0% 0.1% 1.9% Pakistan

Averages of every year both report within each decade.

Frequently asked questions

Which has higher risk premium on lending, Pakistan or United Kingdom of Great Britain and Northern Ireland?
Pakistan, at 1.1% against 0.1% in United Kingdom of Great Britain and Northern Ireland as of 2021.
What is the difference in risk premium on lending between Pakistan and United Kingdom of Great Britain and Northern Ireland?
1.0%, with Pakistan ahead.
How many years of comparable data are there for Pakistan and United Kingdom of Great Britain and Northern Ireland?
11 years are reported by both, from 2004 to 2014.
How do Pakistan and United Kingdom of Great Britain and Northern Ireland rank globally for risk premium on lending?
Pakistan ranks 77th and United Kingdom of Great Britain and Northern Ireland ranks 80th of 86 countries.
Where does this data come from?
International Financial Statistics database, International Monetary Fund (IMF), published as Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Pakistan vs United Kingdom of Great Britain and Northern Ireland: Risk premium on lending. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 15 September 2026, from https://financial-sector.statizoid.com/compare/risk-premium-on-lending-lending-rate-minus-treasury-bill-rate-percent/pakistan/united-kingdom/

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About this data

Indicator
Risk premium on lending (lending rate minus treasury bill rate, %)
Unit
lending rate minus treasury bill rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
86 places, 2,478 data points, 1960–2025
Last refreshed

Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.