Gambia vs Maldives: Risk premium on lending
Risk premium on lending over time
- Gambia
- Maldives
How they compare
Gambia currently reports 8.3% against 8.1% in Maldives, a difference of 0.2%.
Across all 16 years both countries report, Gambia has been ahead every year.
Gambia ranks 13th and Maldives ranks 15th of 86 countries.
Gambia has averaged higher in every one of the 3 decades both report.
Head to head by decade
| Decade | Gambia | Maldives | Difference | Ahead |
|---|---|---|---|---|
| 2000s | 14.1% | 4.6% | 9.5% | Gambia |
| 2010s | 17.1% | 5.9% | 11.2% | Gambia |
| 2020s | 13.3% | 8.0% | 5.3% | Gambia |
Averages of every year both report within each decade.
Frequently asked questions
- Which has higher risk premium on lending, Gambia or Maldives?
- Gambia, at 8.3% against 8.1% in Maldives as of 2025.
- What is the difference in risk premium on lending between Gambia and Maldives?
- 0.2%, with Gambia ahead.
- How many years of comparable data are there for Gambia and Maldives?
- 16 years are reported by both, from 2006 to 2025.
- How do Gambia and Maldives rank globally for risk premium on lending?
- Gambia ranks 13th and Maldives ranks 15th of 86 countries.
- Where does this data come from?
- International Financial Statistics database, International Monetary Fund (IMF), published as Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.
Individual pages
About this data
Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.