Risk premium on lending in Maldives
Maldives: Risk premium on lending was 8.1% in 2025. ▲ Rising
Risk premium on lending in Maldives, 2006–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus treasury bill rate, %.
Analysis
In 2025, risk premium on lending in Maldives stood at 8.1%.
The figure is up 1.0% on the previous year and up 90.5% over ten years.
Over the whole period, risk premium on lending in Maldives peaked at 8.2% in 2023 and was at its lowest, 2.2%, in 2013.
That places Maldives 15th out of 86 countries with data for 2025, putting it in the top quarter.
The long-run direction has been consistently rising across the 20 years of available data.
Risk premium on lending in Maldives, year by year
| Year | lending rate minus treasury bill rate, % | Change |
|---|---|---|
| 2006 | 5.3% | — |
| 2007 | 4.8% | -9.5% |
| 2008 | 4.3% | -10.5% |
| 2009 | 4.3% | +0.1% |
| 2010 | 5.5% | +28.6% |
| 2011 | 4.8% | -13.2% |
| 2012 | 3.2% | -32.2% |
| 2013 | 2.2% | -31.7% |
| 2014 | 3.2% | +47.1% |
| 2015 | 4.3% | +31.7% |
| 2016 | 7.3% | +70.2% |
| 2017 | 6.7% | -8.4% |
| 2018 | 7.2% | +7.9% |
| 2019 | 8.0% | +11.8% |
| 2020 | 8.1% | +1.0% |
| 2021 | 8.1% | -0.4% |
| 2022 | 7.4% | -7.9% |
| 2023 | 8.2% | +10.1% |
| 2024 | 8.1% | -1.6% |
| 2025 | 8.1% | +1.0% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 4.6% | 4.3% | 5.3% | 4 |
| 2010s | 5.2% | 2.2% | 8.0% | 10 |
| 2020s | 8.0% | 7.4% | 8.2% | 6 |
Countries ranked near Maldives
More financial sector data for Maldives
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0008 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 12.42 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0006 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 9.07 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0008 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 12.42 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is risk premium on lending in Maldives?
- Risk premium on lending in Maldives was 8.1% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest risk premium on lending recorded in Maldives?
- The highest recorded value was 8.2% in 2023.
- What is the lowest risk premium on lending recorded in Maldives?
- The lowest recorded value was 2.2% in 2013.
- How does Maldives rank for risk premium on lending?
- Maldives ranks 15th out of 86 countries with data for 2025.
- Is risk premium on lending rising or falling in Maldives?
- Over the last ten years it is up 90.5%. The long-run trend across the full record is rising.
- Where does this Maldives data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 20 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.