Maldives vs Seychelles: Risk premium on lending (lending rate minus treasury bill rate, %)
Risk premium on lending (lending rate minus treasury bill rate, %) over time
- Maldives
- Seychelles
How they compare
Maldives currently reports 8.1% against 7.4% in Seychelles, a difference of 0.7%.
That makes Maldives's figure about 1.1 times Seychelles's.
The two have swapped places 9 times across 20 shared years of data; in 2006 it was Seychelles ahead.
Maldives ranks 14th and Seychelles ranks 17th of 86 countries.
Across the 3 decades both report, Maldives averaged higher in 1 and Seychelles in 2.
Head to head by decade
| Decade | Maldives | Seychelles | Difference | Ahead |
|---|---|---|---|---|
| 2000s | 4.6% | 5.1% | 0.5% | Seychelles |
| 2010s | 5.2% | 6.5% | 1.2% | Seychelles |
| 2020s | 8.0% | 7.1% | 0.9% | Maldives |
Averages of every year both report within each decade.
Frequently asked questions
- Which has higher risk premium on lending, Maldives or Seychelles?
- Maldives, at 8.1% against 7.4% in Seychelles as of 2025.
- What is the difference in risk premium on lending between Maldives and Seychelles?
- 0.7%, with Maldives ahead.
- How many years of comparable data are there for Maldives and Seychelles?
- 20 years are reported by both, from 2006 to 2025.
- How do Maldives and Seychelles rank globally for risk premium on lending?
- Maldives ranks 14th and Seychelles ranks 17th of 86 countries.
- Where does this data come from?
- International Financial Statistics database, International Monetary Fund (IMF), published as Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.
Individual pages
About this data
Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.