Iceland vs Viet Nam: Risk premium on lending
Risk premium on lending over time
- Iceland
- Viet Nam
How they compare
Iceland currently reports 3.1% against 2.9% in Viet Nam, a difference of 0.2%.
That makes Iceland's figure about 1.1 times Viet Nam's.
The two have swapped places 4 times across 20 shared years of data; in 1993 it was Viet Nam ahead.
Iceland ranks 52nd and Viet Nam ranks 55th of 86 countries.
Across the 3 decades both report, Iceland averaged higher in 2 and Viet Nam in 1.
Head to head by decade
| Decade | Iceland | Viet Nam | Difference | Ahead |
|---|---|---|---|---|
| 1990s | 5.4% | 4.0% | 1.5% | Iceland |
| 2000s | 5.7% | 4.4% | 1.3% | Iceland |
| 2010s | 2.5% | 3.6% | 1.0% | Viet Nam |
Averages of every year both report within each decade.
Frequently asked questions
- Which has higher risk premium on lending, Iceland or Viet Nam?
- Iceland, at 3.1% against 2.9% in Viet Nam as of 2025.
- What is the difference in risk premium on lending between Iceland and Viet Nam?
- 0.2%, with Iceland ahead.
- How many years of comparable data are there for Iceland and Viet Nam?
- 20 years are reported by both, from 1993 to 2015.
- How do Iceland and Viet Nam rank globally for risk premium on lending?
- Iceland ranks 52nd and Viet Nam ranks 55th of 86 countries.
- Where does this data come from?
- International Financial Statistics database, International Monetary Fund (IMF), published as Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.
Individual pages
About this data
Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.