Risk premium on lending in Viet Nam
Viet Nam: Risk premium on lending was 2.9% in 2015. ▼ Falling
Risk premium on lending in Viet Nam, 1993–2015
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus treasury bill rate, %.
Analysis
The most recent figure for risk premium on lending in Viet Nam is 2.9%, measured in 2015.
Compared with earlier readings it is down 19.3% on the previous year and down 41.1% over ten years.
Over the whole period, risk premium on lending in Viet Nam peaked at 7.0% in 2007 and was at its lowest, 2.0%, in 2010.
Viet Nam ranks 55th of 86 countries on this measure, in the middle of the range.
The long-run direction has been consistently falling across the 20 years of available data.
Risk premium on lending in Viet Nam, year by year
| Year | lending rate minus treasury bill rate, % | Change |
|---|---|---|
| 1993 | 5.8% | — |
| 1997 | 3.5% | -38.8% |
| 1998 | 2.7% | -22.5% |
| 1999 | 3.8% | +37.5% |
| 2000 | 5.1% | +36.0% |
| 2001 | 3.9% | -23.4% |
| 2002 | 3.1% | -20.0% |
| 2003 | 3.7% | +16.2% |
| 2004 | 4.0% | +10.3% |
| 2005 | 4.9% | +21.5% |
| 2006 | 6.4% | +31.6% |
| 2007 | 7.0% | +9.0% |
| 2008 | 3.7% | -48.0% |
| 2009 | 2.0% | -44.4% |
| 2010 | 2.0% | -2.0% |
| 2011 | 4.6% | +131.3% |
| 2012 | 4.7% | +1.1% |
| 2013 | 3.7% | -19.9% |
| 2014 | 3.6% | -4.1% |
| 2015 | 2.9% | -19.3% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 4.0% | 2.7% | 5.8% | 4 |
| 2000s | 4.4% | 2.0% | 7.0% | 10 |
| 2010s | 3.6% | 2.0% | 4.7% | 6 |
Countries ranked near Viet Nam
- 52 Iceland 3.1% compare
- 53 Czechia 3.1% compare
- 54 New Zealand 3.0% compare
- 56 Philippines 2.8% compare
- 57 Hong Kong, China 2.7% compare
- 58 Montenegro 2.6% compare
More financial sector data for Viet Nam
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0.0001 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0.0001 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is risk premium on lending in Viet Nam?
- Risk premium on lending in Viet Nam was 2.9% in 2015, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest risk premium on lending recorded in Viet Nam?
- The highest recorded value was 7.0% in 2007.
- What is the lowest risk premium on lending recorded in Viet Nam?
- The lowest recorded value was 2.0% in 2010.
- How does Viet Nam rank for risk premium on lending?
- Viet Nam ranks 55th out of 86 countries with data for 2015.
- Is risk premium on lending rising or falling in Viet Nam?
- Over the last ten years it is down 41.1%. The long-run trend across the full record is falling.
- Where does this Viet Nam data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid updates them automatically from the source API.
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About this data
Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.