Philippines vs Vietnam: Risk premium on lending (lending rate minus treasury bill rate, %)

Philippines
2.8%
in 2019
Vietnam
2.9%
in 2015
Philippines rank
55th
Vietnam rank
54th

Risk premium on lending (lending rate minus treasury bill rate, %) over time

  • Philippines
  • Vietnam
02468197619972019

How they compare

Vietnam currently reports 2.9% against 2.8% in Philippines, a difference of 0.1%.

The two have swapped places 5 times across 20 shared years of data; in 1993 it was Vietnam ahead.

Philippines ranks 55th and Vietnam ranks 54th of 86 countries.

Across the 3 decades both report, Philippines averaged higher in 1 and Vietnam in 2.

Head to head by decade

Decade Philippines Vietnam Difference Ahead
1990s 2.3% 4.0% 1.7% Vietnam
2000s 3.5% 4.4% 0.8% Vietnam
2010s 4.5% 3.6% 1.0% Philippines

Averages of every year both report within each decade.

Frequently asked questions

Which has higher risk premium on lending, Philippines or Vietnam?
Vietnam, at 2.9% against 2.8% in Philippines as of 2015.
What is the difference in risk premium on lending between Philippines and Vietnam?
0.1%, with Vietnam ahead.
How many years of comparable data are there for Philippines and Vietnam?
20 years are reported by both, from 1993 to 2015.
How do Philippines and Vietnam rank globally for risk premium on lending?
Philippines ranks 55th and Vietnam ranks 54th of 86 countries.
Where does this data come from?
International Financial Statistics database, International Monetary Fund (IMF), published as Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Philippines vs Vietnam: Risk premium on lending. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 09 November 2026, from https://financial-sector.statizoid.com/compare/risk-premium-on-lending-lending-rate-minus-treasury-bill-rate-percent/philippines/viet-nam/

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About this data

Indicator
Risk premium on lending (lending rate minus treasury bill rate, %)
Unit
lending rate minus treasury bill rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
86 places, 2,483 data points, 1960–2025
Last refreshed

Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.