Risk premium on lending (lending rate minus treasury bill rate, %) in Bolivia
Bolivia: Risk premium on lending (lending rate minus treasury bill rate, %) was 3.0% in 2025. ◆ Volatile
Risk premium on lending in Bolivia, 1994–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus treasury bill rate, %.
Analysis
The most recent figure for risk premium on lending in Bolivia is 3.0%, measured in 2025. That is the lowest value across all 26 years on record.
The figure is down 60.7% on the previous year and down 60.0% over ten years.
Over the whole period, risk premium on lending in Bolivia peaked at 37.7% in 1994 and was at its lowest, 3.0%, in 2025.
That places Bolivia 53rd out of 86 countries with data for 2025, putting it in the middle of the range.
The series is highly variable year to year, so single readings are best treated with caution.
Risk premium on lending (lending rate minus treasury bill rate, %) in Bolivia, year by year
| Year | lending rate minus treasury bill rate, % | Change |
|---|---|---|
| 1994 | 37.7% | — |
| 1995 | 26.5% | -29.7% |
| 1996 | 36.0% | +36.0% |
| 1997 | 36.4% | +1.0% |
| 1998 | 27.1% | -25.6% |
| 1999 | 21.3% | -21.3% |
| 2000 | 23.6% | +10.8% |
| 2001 | 8.6% | -63.6% |
| 2002 | 8.2% | -4.1% |
| 2003 | 7.7% | -5.9% |
| 2004 | 7.1% | -8.8% |
| 2005 | 11.7% | +65.1% |
| 2006 | 7.3% | -37.1% |
| 2007 | 6.8% | -6.9% |
| 2008 | 5.6% | -18.5% |
| 2009 | 9.5% | +70.7% |
| 2010 | 9.8% | +3.6% |
| 2011 | 10.5% | +6.2% |
| 2012 | 10.6% | +1.5% |
| 2013 | 10.0% | -6.2% |
| 2014 | 7.7% | -22.5% |
| 2015 | 7.5% | -2.8% |
| 2016 | 7.7% | +3.1% |
| 2017 | 7.8% | +0.3% |
| 2022 | 7.6% | -1.6% |
| 2025 | 3.0% | -60.7% |
Bolivia compared with similar countries
- Bolivia's 3.0% is below the median for lower middle income countries, which is 3.5%, 85% of the median. (20 countries reporting)
- Bolivia's 3.0% is below the median for Latin America & Caribbean, which is 5.9%, 51% of the median. (16 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 30.8% | 21.3% | 37.7% | 6 |
| 2000s | 9.6% | 5.6% | 23.6% | 10 |
| 2010s | 8.9% | 7.5% | 10.6% | 8 |
| 2020s | 5.3% | 3.0% | 7.6% | 2 |
Countries ranked near Bolivia
More financial sector data for Bolivia
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0006 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 2.83 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0004 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 2.07 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0006 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 2.83 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is risk premium on lending in Bolivia?
- Risk premium on lending in Bolivia was 3.0% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest risk premium on lending recorded in Bolivia?
- The highest recorded value was 37.7% in 1994.
- What is the lowest risk premium on lending recorded in Bolivia?
- The lowest recorded value was 3.0% in 2025.
- How does Bolivia rank for risk premium on lending?
- Bolivia ranks 53rd out of 86 countries with data for 2025.
- Is risk premium on lending rising or falling in Bolivia?
- Over the last ten years it is down 60.0%. The long-run trend across the full record is volatile.
- Where does this Bolivia data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid updates them automatically from the source API.
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About this data
Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.