Japan vs Romania: Risk premium on lending
Risk premium on lending over time
- Japan
- Romania
How they compare
Romania currently reports 1.3% against 1.2% in Japan, a difference of 0.1%.
The two have swapped places 2 times across 23 shared years of data; in 1994 it was Romania ahead.
Japan ranks 74th and Romania ranks 73rd of 86 countries.
Across the 3 decades both report, Japan averaged higher in 1 and Romania in 2.
Head to head by decade
| Decade | Japan | Romania | Difference | Ahead |
|---|---|---|---|---|
| 1990s | 2.3% | -1.0% | 3.3% | Japan |
| 2000s | 1.7% | 7.4% | 5.7% | Romania |
| 2010s | 1.3% | 4.7% | 3.4% | Romania |
Averages of every year both report within each decade.
Frequently asked questions
- Which has higher risk premium on lending, Japan or Romania?
- Romania, at 1.3% against 1.2% in Japan as of 2025.
- What is the difference in risk premium on lending between Japan and Romania?
- 0.1%, with Romania ahead.
- How many years of comparable data are there for Japan and Romania?
- 23 years are reported by both, from 1994 to 2017.
- How do Japan and Romania rank globally for risk premium on lending?
- Japan ranks 74th and Romania ranks 73rd of 86 countries.
- Where does this data come from?
- International Financial Statistics database, International Monetary Fund (IMF), published as Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.
Individual pages
About this data
Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.