Laos vs Malawi: Risk premium on lending (lending rate minus treasury bill rate, %)
Risk premium on lending (lending rate minus treasury bill rate, %) over time
- Laos
- Malawi
How they compare
Malawi currently reports 21.2% against 14.6% in Laos, a difference of 6.6%.
That makes Malawi's figure about 1.4 times Laos's.
The two have swapped places 5 times across 14 shared years of data; in 1995 it was Laos ahead.
Laos ranks 6th and Malawi ranks 4th of 86 countries.
Malawi has averaged higher in every one of the 3 decades both report.
Head to head by decade
| Decade | Laos | Malawi | Difference | Ahead |
|---|---|---|---|---|
| 1990s | 4.3% | 5.5% | 1.2% | Malawi |
| 2000s | 8.5% | 11.9% | 3.4% | Malawi |
| 2010s | 14.6% | 17.5% | 2.8% | Malawi |
Averages of every year both report within each decade.
Frequently asked questions
- Which has higher risk premium on lending, Laos or Malawi?
- Malawi, at 21.2% against 14.6% in Laos as of 2024.
- What is the difference in risk premium on lending between Laos and Malawi?
- 6.6%, with Malawi ahead.
- How many years of comparable data are there for Laos and Malawi?
- 14 years are reported by both, from 1995 to 2010.
- How do Laos and Malawi rank globally for risk premium on lending?
- Laos ranks 6th and Malawi ranks 4th of 86 countries.
- Where does this data come from?
- International Financial Statistics database, International Monetary Fund (IMF), published as Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.
Individual pages
About this data
Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.