Lao People's Democratic Republic vs Malawi: Risk premium on lending

Lao People's Democratic Republic
14.6%
in 2010
Malawi
21.2%
in 2024
Lao People's Democratic Republic rank
6th
Malawi rank
4th

Risk premium on lending over time

  • Lao People's Democratic Republic
  • Malawi
0510152025198320032024

How they compare

Malawi currently reports 21.2% against 14.6% in Lao People's Democratic Republic, a difference of 6.6%.

That makes Malawi's figure about 1.4 times Lao People's Democratic Republic's.

The two have swapped places 5 times across 14 shared years of data; in 1995 it was Lao People's Democratic Republic ahead.

Lao People's Democratic Republic ranks 6th and Malawi ranks 4th of 86 countries.

Malawi has averaged higher in every one of the 3 decades both report.

Head to head by decade

Decade Lao People's Democratic Republic Malawi Difference Ahead
1990s 4.3% 5.5% 1.2% Malawi
2000s 8.5% 11.9% 3.4% Malawi
2010s 14.6% 17.5% 2.8% Malawi

Averages of every year both report within each decade.

Frequently asked questions

Which has higher risk premium on lending, Lao People's Democratic Republic or Malawi?
Malawi, at 21.2% against 14.6% in Lao People's Democratic Republic as of 2024.
What is the difference in risk premium on lending between Lao People's Democratic Republic and Malawi?
6.6%, with Malawi ahead.
How many years of comparable data are there for Lao People's Democratic Republic and Malawi?
14 years are reported by both, from 1995 to 2010.
How do Lao People's Democratic Republic and Malawi rank globally for risk premium on lending?
Lao People's Democratic Republic ranks 6th and Malawi ranks 4th of 86 countries.
Where does this data come from?
International Financial Statistics database, International Monetary Fund (IMF), published as Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Lao People's Democratic Republic vs Malawi: Risk premium on lending. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 09 September 2026, from https://financial-sector.statizoid.com/compare/risk-premium-on-lending-lending-rate-minus-treasury-bill-rate-percent/lao-pdr/malawi/

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<a href="https://financial-sector.statizoid.com/compare/risk-premium-on-lending-lending-rate-minus-treasury-bill-rate-percent/lao-pdr/malawi/">Lao People's Democratic Republic vs Malawi: Risk premium on lending</a> — Statizoid

About this data

Indicator
Risk premium on lending (lending rate minus treasury bill rate, %)
Unit
lending rate minus treasury bill rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
86 places, 2,478 data points, 1960–2025
Last refreshed

Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.