Risk premium on lending (lending rate minus treasury bill rate, %) in Laos
Laos: Risk premium on lending (lending rate minus treasury bill rate, %) was 14.6% in 2010. ◆ Volatile
Risk premium on lending in Laos, 1995–2010
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus treasury bill rate, %.
Analysis
The most recent figure for risk premium on lending in Laos is 14.6%, measured in 2010.
That represents a change of down 4.0% on the previous year and up 609.5% over ten years.
Over the whole period, risk premium on lending in Laos peaked at 15.3% in 2009 and was at its lowest, 2.0%, in 1999.
That places Laos 6th out of 86 countries with data for 2010, putting it in the top 10%.
The series is highly variable year to year, so single readings are best treated with caution.
Risk premium on lending (lending rate minus treasury bill rate, %) in Laos, year by year
| Year | lending rate minus treasury bill rate, % | Change |
|---|---|---|
| 1995 | 5.2% | — |
| 1998 | 5.6% | +7.8% |
| 1999 | 2.0% | -64.4% |
| 2000 | 2.1% | +3.2% |
| 2001 | 3.5% | +67.9% |
| 2002 | 7.9% | +128.8% |
| 2003 | 5.6% | -29.0% |
| 2004 | 8.9% | +57.9% |
| 2005 | 8.2% | -7.5% |
| 2006 | 11.7% | +41.9% |
| 2007 | 10.1% | -13.1% |
| 2008 | 11.7% | +15.8% |
| 2009 | 15.3% | +29.9% |
| 2010 | 14.6% | -4.0% |
Laos compared with similar countries
- Laos's 14.6% is above the median for lower middle income countries, which is 3.5%, 4.1× the median. (20 countries reporting)
- Laos's 14.6% is above the median for East Asia & Pacific, which is 3.4%, 4.3× the median. (14 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 4.3% | 2.0% | 5.6% | 3 |
| 2000s | 8.5% | 2.1% | 15.3% | 10 |
| 2010s | 14.6% | 14.6% | 14.6% | 1 |
Countries ranked near Laos
- 3 Tajikistan 28.7% compare
- 4 Malawi 21.2% compare
- 5 Sierra Leone 19.5% compare
- 7 Mauritania 12.3% compare
- 8 Tanzania 12.3% compare
- 9 Kyrgyzstan 10.6% compare
More financial sector data for Laos
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.001 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 2.3 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0007 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 1.68 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.001 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 2.3 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is risk premium on lending in Laos?
- Risk premium on lending in Laos was 14.6% in 2010, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest risk premium on lending recorded in Laos?
- The highest recorded value was 15.3% in 2009.
- What is the lowest risk premium on lending recorded in Laos?
- The lowest recorded value was 2.0% in 1999.
- How does Laos rank for risk premium on lending?
- Laos ranks 6th out of 86 countries with data for 2010.
- Is risk premium on lending rising or falling in Laos?
- Over the last ten years it is up 609.5%. The long-run trend across the full record is volatile.
- Where does this Laos data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid updates them automatically from the source API.
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About this data
Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.