Risk premium on lending in Tanzania, United Republic of

Tanzania, United Republic of: Risk premium on lending was 12.3% in 2020. ◆ Volatile

Latest (2020)
12.3%
Change on year
up 32.3%
World rank
8th
of 86 countries
All-time high
18.7%
in 1996
All-time low
-6.6%
in 1993
Years of data
28
1993–2020

Risk premium on lending in Tanzania, United Republic of, 1993–2020

-10010201993200620201993: -6.6 lending rate minus treasury bill rate, %1994: -0.672 lending rate minus treasury bill rate, %1995: -2.5 lending rate minus treasury bill rate, %1996: 18.7 lending rate minus treasury bill rate, %1997: 16.7 lending rate minus treasury bill rate, %1998: 11.1 lending rate minus treasury bill rate, %1999: 11.8 lending rate minus treasury bill rate, %2000: 11.8 lending rate minus treasury bill rate, %2001: 15.8 lending rate minus treasury bill rate, %2002: 12.9 lending rate minus treasury bill rate, %2003: 8.3 lending rate minus treasury bill rate, %2004: 5.8 lending rate minus treasury bill rate, %2005: 4.6 lending rate minus treasury bill rate, %2006: 4 lending rate minus treasury bill rate, %2007: 2.7 lending rate minus treasury bill rate, %2008: 6.9 lending rate minus treasury bill rate, %2009: 7.9 lending rate minus treasury bill rate, %2010: 9.8 lending rate minus treasury bill rate, %2011: 6.7 lending rate minus treasury bill rate, %2012: 1.9 lending rate minus treasury bill rate, %2013: 1.6 lending rate minus treasury bill rate, %2014: 2.7 lending rate minus treasury bill rate, %2015: 3.2 lending rate minus treasury bill rate, %2016: -0.216 lending rate minus treasury bill rate, %2017: 6.7 lending rate minus treasury bill rate, %2018: 11 lending rate minus treasury bill rate, %2019: 9.3 lending rate minus treasury bill rate, %2020: 12.3 lending rate minus treasury bill rate, %

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus treasury bill rate, %.

Analysis

The most recent figure for risk premium on lending in Tanzania, United Republic of is 12.3%, measured in 2020.

Compared with earlier readings it is up 32.3% on the previous year and up 25.2% over ten years.

Over the whole period, risk premium on lending in Tanzania, United Republic of peaked at 18.7% in 1996 and was at its lowest, -6.6%, in 1993.

Tanzania, United Republic of ranks 8th of 86 countries on this measure, in the top 10%.

The series is highly variable year to year, so single readings are best treated with caution.

Risk premium on lending in Tanzania, United Republic of, year by year

Annual values for Risk premium on lending (lending rate minus treasury bill rate, %) in Tanzania, United Republic of, 1993 to 2020.
Year lending rate minus treasury bill rate, % Change
1993 -6.6%
1994 -0.7% -89.9%
1995 -2.5% +276.3%
1996 18.7% -838.6%
1997 16.7% -10.7%
1998 11.1% -33.7%
1999 11.8% +7.1%
2000 11.8% -0.4%
2001 15.8% +34.4%
2002 12.9% -18.8%
2003 8.3% -35.8%
2004 5.8% -29.9%
2005 4.6% -20.9%
2006 4.0% -12.4%
2007 2.7% -33.0%
2008 6.9% +155.6%
2009 7.9% +14.8%
2010 9.8% +24.1%
2011 6.7% -32.1%
2012 1.9% -71.3%
2013 1.6% -14.1%
2014 2.7% +66.2%
2015 3.2% +17.1%
2016 -0.2% -106.8%
2017 6.7% -3190.7%
2018 11.0% +64.7%
2019 9.3% -15.7%
2020 12.3% +32.3%

Averages by decade

DecadeAverage LowestHighest Years
1990s 6.9% -6.6% 18.7% 7
2000s 8.1% 2.7% 15.8% 10
2010s 5.3% -0.2% 11.0% 10
2020s 12.3% 12.3% 12.3% 1

Countries ranked near Tanzania, United Republic of

  1. 5 Sierra Leone 19.5% compare
  2. 6 Lao People's Democratic Republic 14.6% compare
  3. 7 Mauritania 12.3% compare
  4. 9 Kyrgyzstan 10.6% compare
  5. 10 Uganda 10.0% compare
  6. 11 Nigeria 9.3% compare

See the full ranking of 86 places →

More financial sector data for Tanzania, United Republic of

All data for Tanzania, United Republic of →

Frequently asked questions

What is risk premium on lending in Tanzania, United Republic of?
Risk premium on lending in Tanzania, United Republic of was 12.3% in 2020, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest risk premium on lending recorded in Tanzania, United Republic of?
The highest recorded value was 18.7% in 1996.
What is the lowest risk premium on lending recorded in Tanzania, United Republic of?
The lowest recorded value was -6.6% in 1993.
How does Tanzania, United Republic of rank for risk premium on lending?
Tanzania, United Republic of ranks 8th out of 86 countries with data for 2020.
Is risk premium on lending rising or falling in Tanzania, United Republic of?
Over the last ten years it is up 25.2%. The long-run trend across the full record is volatile.
Where does this Tanzania, United Republic of data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid updates them automatically from the source API.

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Risk premium on lending in Tanzania, United Republic of. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 09 September 2026, from https://financial-sector.statizoid.com/stat/risk-premium-on-lending-lending-rate-minus-treasury-bill-rate-percent/tanzania/

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About this data

Indicator
Risk premium on lending (lending rate minus treasury bill rate, %)
Unit
lending rate minus treasury bill rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
86 places, 2,478 data points, 1960–2025
Last refreshed

Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.