Risk premium on lending (lending rate minus treasury bill rate, %) in Uganda
Uganda: Risk premium on lending (lending rate minus treasury bill rate, %) was 10.0% in 2018. ▲ Rising
Risk premium on lending in Uganda, 1992–2018
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus treasury bill rate, %.
Analysis
In 2018, risk premium on lending in Uganda stood at 10.0%.
Compared with earlier readings it is down 6.0% on the previous year and down 11.8% over ten years.
Over the whole period, risk premium on lending in Uganda peaked at 15.2% in 2010 and was at its lowest, -0.8%, in 1992.
Uganda ranks 10th of 86 countries on this measure, in the top quarter.
The long-run direction has been consistently rising across the 26 years of available data.
Risk premium on lending (lending rate minus treasury bill rate, %) in Uganda, year by year
| Year | lending rate minus treasury bill rate, % | Change |
|---|---|---|
| 1992 | -0.8% | — |
| 1994 | 8.2% | -1156.3% |
| 1995 | 11.4% | +38.5% |
| 1996 | 8.6% | -24.7% |
| 1997 | 10.8% | +25.6% |
| 1998 | 13.1% | +21.4% |
| 1999 | 14.1% | +7.9% |
| 2000 | 9.7% | -31.1% |
| 2001 | 11.7% | +19.8% |
| 2002 | 13.2% | +13.6% |
| 2003 | 2.1% | -84.3% |
| 2004 | 11.6% | +458.0% |
| 2005 | 11.1% | -3.8% |
| 2006 | 10.6% | -5.1% |
| 2007 | 10.0% | -5.2% |
| 2008 | 11.4% | +13.5% |
| 2009 | 13.6% | +19.2% |
| 2010 | 15.2% | +11.8% |
| 2011 | 7.2% | -52.3% |
| 2012 | 10.5% | +44.7% |
| 2013 | 13.4% | +27.8% |
| 2014 | 11.4% | -15.0% |
| 2015 | 6.8% | -40.4% |
| 2016 | 8.0% | +18.2% |
| 2017 | 10.7% | +33.4% |
| 2018 | 10.0% | -6.0% |
Uganda compared with similar countries
- Uganda's 10.0% is above the median for low income countries, which is 8.4%, 1.2× the median. (10 countries reporting)
- Uganda's 10.0% is above the median for Sub-Saharan Africa, which is 5.7%, 1.8× the median. (22 countries reporting)
Biggest year-on-year movements
Years where Risk premium on lending (lending rate minus treasury bill rate, %) in Uganda changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 1994 | +1156.3% | -0.8% | 8.2% |
| 2004 | +458.0% | 2.1% | 11.6% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 9.3% | -0.8% | 14.1% | 7 |
| 2000s | 10.5% | 2.1% | 13.6% | 10 |
| 2010s | 10.3% | 6.8% | 15.2% | 9 |
Countries ranked near Uganda
More financial sector data for Uganda
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is risk premium on lending in Uganda?
- Risk premium on lending in Uganda was 10.0% in 2018, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest risk premium on lending recorded in Uganda?
- The highest recorded value was 15.2% in 2010.
- What is the lowest risk premium on lending recorded in Uganda?
- The lowest recorded value was -0.8% in 1992.
- How does Uganda rank for risk premium on lending?
- Uganda ranks 10th out of 86 countries with data for 2018.
- Is risk premium on lending rising or falling in Uganda?
- Over the last ten years it is down 11.8%. The long-run trend across the full record is rising.
- Where does this Uganda data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 26 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.