Nigeria vs Tanzania, United Republic of: Risk premium on lending

Nigeria
9.3%
in 2023
Tanzania, United Republic of
12.3%
in 2020
Nigeria rank
11th
Tanzania, United Republic of rank
8th

Risk premium on lending over time

  • Nigeria
  • Tanzania, United Republic of
-1001020199120072023

How they compare

Tanzania, United Republic of currently reports 12.3% against 9.3% in Nigeria, a difference of 3.0%.

That makes Tanzania, United Republic of's figure about 1.3 times Nigeria's.

The two have swapped places 5 times across 28 shared years of data; in 1993 it was Nigeria ahead.

Nigeria ranks 11th and Tanzania, United Republic of ranks 8th of 86 countries.

Across the 4 decades both report, Nigeria averaged higher in 1 and Tanzania, United Republic of in 3.

Head to head by decade

Decade Nigeria Tanzania, United Republic of Difference Ahead
1990s 6.3% 6.9% 0.6% Tanzania, United Republic of
2000s 7.9% 8.1% 0.2% Tanzania, United Republic of
2010s 6.6% 5.3% 1.3% Nigeria
2020s 12.0% 12.3% 0.2% Tanzania, United Republic of

Averages of every year both report within each decade.

Frequently asked questions

Which has higher risk premium on lending, Nigeria or Tanzania, United Republic of?
Tanzania, United Republic of, at 12.3% against 9.3% in Nigeria as of 2020.
What is the difference in risk premium on lending between Nigeria and Tanzania, United Republic of?
3.0%, with Tanzania, United Republic of ahead.
How many years of comparable data are there for Nigeria and Tanzania, United Republic of?
28 years are reported by both, from 1993 to 2020.
How do Nigeria and Tanzania, United Republic of rank globally for risk premium on lending?
Nigeria ranks 11th and Tanzania, United Republic of ranks 8th of 86 countries.
Where does this data come from?
International Financial Statistics database, International Monetary Fund (IMF), published as Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Nigeria vs Tanzania, United Republic of: Risk premium on lending. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 14 September 2026, from https://financial-sector.statizoid.com/compare/risk-premium-on-lending-lending-rate-minus-treasury-bill-rate-percent/nigeria/tanzania/

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About this data

Indicator
Risk premium on lending (lending rate minus treasury bill rate, %)
Unit
lending rate minus treasury bill rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
86 places, 2,478 data points, 1960–2025
Last refreshed

Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.