Account ownership at a financial institution or with a in Australia

Australia: Account ownership at a financial institution or with a was 98.8% in 2024. ▬ Flat

Latest (2024)
98.8%
Change on year
down 1.2%
World rank
13th
of 102 countries
All-time high
100.0%
in 2021
All-time low
98.1%
in 2014
Years of data
5
2011–2024

Account ownership at a financial institution or with a in Australia, 2011–2024

0204060801002011201720242011: 99.8 % of population ages 15+2014: 98.1 % of population ages 15+2017: 99.7 % of population ages 15+2021: 100 % of population ages 15+2024: 98.8 % of population ages 15+

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.

Analysis

Australia recorded 98.8% for account ownership at a financial institution or with a in 2024.

That represents a change of down 1.2% on the previous year and up 0.7% over ten years.

Over the whole period, account ownership at a financial institution or with a in Australia peaked at 100.0% in 2021 and was at its lowest, 98.1%, in 2014.

That places Australia 13th out of 102 countries with data for 2024, putting it in the top quarter.

Account ownership at a financial institution or with a in Australia, year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider, richest 60% (% of population ages 15+) in Australia, 2011 to 2024.
Year % of population ages 15+ Change
2011 99.8%
2014 98.1% -1.7%
2017 99.7% +1.6%
2021 100.0% +0.3%
2024 98.8% -1.2%

Averages by decade

DecadeAverage LowestHighest Years
2010s 99.2% 98.1% 99.8% 3
2020s 99.4% 98.8% 100.0% 2

Countries ranked near Australia

  1. 10 Japan 99.1% compare
  2. 11 Mongolia 98.9% compare
  3. 12 United Kingdom of Great Britain and Northern Ireland 98.8% compare
  4. 14 Korea 98.7% compare
  5. 15 Malta 98.6% compare
  6. 16 New Zealand 98.6% compare

See the full ranking of 114 places →

More financial sector data for Australia

All data for Australia →

Frequently asked questions

What is account ownership at a financial institution or with a in Australia?
Account ownership at a financial institution or with a in Australia was 98.8% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in Australia?
The highest recorded value was 100.0% in 2021.
What is the lowest account ownership at a financial institution or with a recorded in Australia?
The lowest recorded value was 98.1% in 2014.
How does Australia rank for account ownership at a financial institution or with a?
Australia ranks 13th out of 102 countries with data for 2024.
Is account ownership at a financial institution or with a rising or falling in Australia?
Over the last ten years it is up 0.7%. The long-run trend across the full record is flat.
Where does this Australia data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, richest 60% (% of population ages 15+). Statizoid updates them automatically from the source API.

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Account ownership at a financial institution or with a in Australia. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 09 September 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-2/australia/

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<a href="https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-2/australia/">Account ownership at a financial institution or with a in Australia</a> — Statizoid

About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, richest 60% (% of population ages 15+)
Unit
% of population ages 15+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
114 places, 570 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (richest 60%, share of population ages 15+).