Account ownership at a financial institution … richest in United Kingdom

United Kingdom: Account ownership at a financial institution … richest was 98.8% in 2024. ▬ Flat

Latest (2024)
98.8%
Change on year
down 1.1%
World rank
12th
of 102 countries
All-time high
99.9%
in 2021
All-time low
97.6%
in 2011
Years of data
5
2011–2024

Account ownership at a financial institution or with a in United Kingdom, 2011–2024

0204060801002011201720242011: 97.6 % of population ages 15+2014: 99.5 % of population ages 15+2017: 97.6 % of population ages 15+2021: 99.9 % of population ages 15+2024: 98.8 % of population ages 15+

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.

Analysis

United Kingdom recorded 98.8% for account ownership at a financial institution or with a in 2024.

Compared with earlier readings it is down 1.1% on the previous year and down 0.7% over ten years.

Over the whole period, account ownership at a financial institution or with a in United Kingdom peaked at 99.9% in 2021 and was at its lowest, 97.6%, in 2011.

United Kingdom ranks 12th of 102 countries on this measure, in the top quarter.

Account ownership at a financial institution … richest in United Kingdom, year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider, richest 60% (% of population ages 15+) in United Kingdom, 2011 to 2024.
Year % of population ages 15+ Change
2011 97.6% —
2014 99.5% +1.9%
2017 97.6% -1.9%
2021 99.9% +2.3%
2024 98.8% -1.1%

United Kingdom compared with similar countries

  • United Kingdom's 98.8% is above the median for high income countries, which is 97.9%, 1.0× the median. (40 countries reporting)
  • United Kingdom's 98.8% is above the median for Europe & Central Asia, which is 94.2%, 1.0× the median. (40 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2010s 98.2% 97.6% 99.5% 3
2020s 99.4% 98.8% 99.9% 2

Countries ranked near United Kingdom

  1. 9 Slovenia 99.2% compare
  2. 10 Japan 99.1% compare
  3. 11 Mongolia 98.9% compare
  4. 13 Australia 98.8% compare
  5. 14 Korea 98.7% compare
  6. 15 Malta 98.6% compare

See the full ranking of 114 places →

More financial sector data for United Kingdom

All data for United Kingdom →

Frequently asked questions

What is account ownership at a financial institution or with a in United Kingdom?
Account ownership at a financial institution or with a in United Kingdom was 98.8% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in United Kingdom?
The highest recorded value was 99.9% in 2021.
What is the lowest account ownership at a financial institution or with a recorded in United Kingdom?
The lowest recorded value was 97.6% in 2011.
How does United Kingdom rank for account ownership at a financial institution or with a?
United Kingdom ranks 12th out of 102 countries with data for 2024.
Is account ownership at a financial institution or with a rising or falling in United Kingdom?
Over the last ten years it is down 0.7%. The long-run trend across the full record is flat.
Where does this United Kingdom data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, richest 60% (% of population ages 15+). Statizoid updates them automatically from the source API.

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Account ownership at a financial institution or with a in United Kingdom. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 10 November 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-2/united-kingdom/

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<a href="https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-2/united-kingdom/">Account ownership at a financial institution or with a in United Kingdom</a> — Statizoid

About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, richest 60% (% of population ages 15+)
Unit
% of population ages 15+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
114 places, 570 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (richest 60%, share of population ages 15+).